




41 Twin Creeks Ln, Fredericksburg, VA, 22405
About This Home
NO SHOWINGS ARE ALLOWED FOR THIS PROPERTY AFTER DARK OR WITHOUT THE BUYER(S) BEING ACCOMPANIED BY AN AGENT. PLEASE WATCH YOUR STEP. PLEASE CLOSE BUT DON'T MANUALLY LOCK THE ACTUAL GARAGE DOOR IT CAN BE LOCKED BY TURNING THE MANUAL LOCK. SELLERS WILL BE AWAY 6/20-6/30, RESPONSE TIMES MAY BE SLOWER FOR THIS PERIOD. The homeowner is a contractor. He has retained all plans for the house and permits. He and his family decided to move out of the area, but they loved this home. The new home they plan to build will be a copy of this property. It was built and designed with care. There is a huge opportunity for someone to restore this expansive luxury home. Our likely buyer is either a homeowner willing to put in a little work to have a luxury property for a substantial discount or an investor who sees the financial possibilities for a property this large in Stafford that can easily be subdivided. Unfortunately, the property is being sold because of a fire. All fire and smoke damage has been removed. The owners were grilling on their back deck when an ember slipped between the boards under the deck and caught a pile of dry leaves on fire. The owners were not harmed. They called the fire department, and the fire was put out but much of the back of the home near the kitchen and back of the roof were burned. The owners had the roof fully replaced and back of the home repaired but had to remove all smoke damaged drywall and flooring. The new owner will have 8 circuits that need replacing, some rewiring needed throughout, some plumbing is needed throughout the main and upper floors. The home is now partially finished with 3,800 square feet at the main house and 2,160 at the detached garage, all above grade. The basement adds another 1,588 square feet of below grade partially finished square feet. The lot is covered by The Woodlands Protection Act. This means that as long as 20 acres are kept in their natural state no taxes are due on 20 acres of the land. Recently, because of the fire, taxes have been reduced until the home is rebuilt. The tax bill for this year will be approximately $1,600, please call Stafford County to confirm. The 23.3-acre lot can be subdivided into two additional lots; this would leave the owner with 3 separate properties. Two homes could be built and sold on the divided land. The garage is gigantic. It could be kept as a partially finished workshop, storage area, and car shop. It is heated, cooled and has electricity. The other option is to completely finish it, giving the new owner extra living space or a huge guest house. If this is the property for you, welcome home.
Getting Around
Schools
Construction
Condition
- Property condition: Fixer
- Year built: 2004
Materials
- Foundation: Permanent
- Roof: Architectural Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: In Basement
Basement
- Area: 1588
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Attic,Bathroom - Walk-In Shower,Bathroom - Tub Shower,Built-in Features,Walk-In Closet(s),High Ceilings
- Window features: ENERGY STAR Qualified Windows
- Flooring: Ceramic Tile,Hardwood
- Finished area below ground: 1,588
- Finished area above ground: 3,632
Heating & Cooling
- Heating features: Forced Air,Heat Pump,Zoned,Electric,Natural Gas
- Cooling features: Zoned,Heat Pump,Electric
Interior Area
- Total structure area: 6,948
- Total interior livable area: 5,220 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 47 38A
- Zoning: A1
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Has view: Yes
- View description: Creek/Stream,Garden,Trees/Woods
- Has water view: Yes
- Water view: Creek/Stream
Lot
- Lot size: 23.33 Acres
- Features: Backs to Trees,Landlocked,Wooded,Private,Rear Yard,Rural
Parking
- Total spaces: 8
- Parking features: Storage,Covered,Garage Faces Side,Oversized,Detached,Driveway
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
- Uncovered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,614 | $43,368 |
| Home Insurance * | $204 | $2,448 |
| Property Taxes | $440 | $5,280 |
| Electricity | $502 | $6,033 |
| Total | $4,760 | $57,120 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $699,999 |
| 2026-05-27 | Listed for sale | $714,900 |
| 2001-04-01 | Sold | $90,000 |
