See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

503 Riverrock Cir, Estes Park, CO, 80517

5beds
4baths
4,204sqft
$1,100,000
$262price/sqft
$6,704/moest. monthly cost
$268,160/yrincome needed

About This Home

HUGE, GORGEOUS, and impeccably maintained townhome in prestigious Riverrock with private river access! Over 4000 square feet of thoughtfully-designed elegance provides single-level living along with abundant room for entertaining and hosting the entire family! Gourmet kitchen with dual sinks, high-end appliances and truly over-the-top amounts of storage. Luxurious owner's suite with jealousy-inducing walk-in closet, huge five-piece bath and vaulted ceilings make for a perfect owner's retreat. Four other well-outfitted bedrooms on upper and lower levels have enough room for even the most annoying family! Proactive HOA has done extensive fire mitigation, purchased the beautiful fenced in gazebo area for community use, and updated the HOA documents for hassle-free, low-maintenance living. Most furniture negotiable for a turn-key purchase. Tucked away, yet centrally located (8 minutes to RMNP, short walk to Coffee on the Rocks via the river path), this is a must see!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
Estes Park K-5 SchoolGrades PK-51.7 mi
6/10
Estes Park Middle SchoolGrades 6-81.7 mi
4/10
Estes Park High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Patio Home
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Eat-in Kitchen,Separate Dining Room,Cathedral Ceiling(s),Open Floorplan,Pantry,Natural Woodwork,Walk-In Closet(s),Kitchen Island,Steam Shower
  • Window features: Window Coverings
  • Fireplace features: Insert,Two or More
  • Fireplace: Yes
  • Finished area below ground: 1,348
  • Finished area above ground: 2,856

Heating & Cooling

  • Heating features: Forced Air,Humidity Control
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,204
  • Total interior livable area: 4,204 sqft

Kitchen

  • Level: Main
  • Area: 208
  • Dimensions: 13 x 16

Primary Bedroom

  • Features: Luxury Features Primary Bath
  • Level: Main
  • Area: 264
  • Dimensions: 12 x 22

Property

Accessibility

  • Accessibility features: Level Lot

Details

  • Parcel number: R1596458
  • Attached to another structure: Yes
  • Zoning: RM
  • Special condition: Private Owner
  • Exclusions: Seller's personal possessions

Features

  • Levels: Tri-Level
  • Entry location: Garden Level
  • Patio & porch: Patio
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1,307 sqft
  • Features: Wooded,Evergreen Trees,Deciduous Trees,Paved,Curbs,Gutters,Fire Hydrant within 500 Feet

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached,Heated Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Wildfire
Winter Weather
Avalanche

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$349$4,188
Property Taxes $476$5,712
Electricity $317$3,808
Total$6,704$80,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$229,851/yr
40% on housing$201,120/yr
45% on housing$178,773/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 80517$281
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80517$400
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-21Listed for sale$1,150,000
2026-01-20Listing removed$1,150,000
2025-12-18Listed for sale$1,150,000
2020-07-15Sold$750,000
2020-06-13Pending sale$775,000
2020-04-30Price change$775,000
2019-11-27Listed for sale$819,000
2016-11-17Sold$630,000
2016-07-01Price change$675,000
2015-12-31Listed for sale$695,000
2014-07-02Sold$520,000
2014-06-10Listed for sale$549,000
1999-11-17Sold$409,960

For Sale by Agent

AgentAlix LaSalle
BrokerageHomeSmart Realty Group Lvld

Similar Homes