1983 Piney River Dr, Loveland, CO, 80538
About This Home
NO METRO TAX! Experience the ultimate lock-and-leave lifestyle at the literal hub of Northern Colorado. Perfectly situated at the junction of I-25 and Hwy 34, this former model townhome offers a sophisticated retreat just minutes from the Medical Center of the Rockies, the Promenade Shops at Centerra, and a quick commute to Fort Collins, Greeley, or Denver. Step through the front door into a grand entry with vaulted ceilings and a versatile lower-level lounge-the perfect footprint for a quiet home office or gym. The main level serves as the heart of the home, featuring a kitchen with stainless appliances and a dramatic double-sided fireplace that connects the living and dining areas to a private balcony. The upper-level sanctuary hosts the primary suite with a 4-piece bath, plus two additional bedrooms and a full bath with double sinks near the convenient laundry closet. Storage is effortless with an attached two-car garage and a full unfinished basement. Set in a charming neighborhood with white picket fences, tree-lined streets, a gazebo, and a pop-up library, this home is walkable to local dining and shopping. A one-year home warranty is included for total peace of mind. Stop spending your weekends on maintenance and start living in the center of it all!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2001
Materials
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: Townhouse
- Architectural style: Cottage
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave
Basement
- Has basement: Yes
- Basement: Unfinished
Bedroom2
- Level: Upper
- Area: 120
- Dimensions: 10 x 12
Bedroom3
- Level: Upper
- Area: 100
- Dimensions: 10 x 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 120
- Dimensions: 10 x 12
Features
- Eat-in Kitchen,Kitchen Island
- Window features: Window Coverings
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 413
- Finished area above ground: 1,608
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,021
- Total interior livable area: 2,207 sqft
Kitchen
- Level: Main
- Area: 88
- Dimensions: 8 x 11
Living Room
- Level: Main
- Area: 208
- Dimensions: 13 x 16
Primary Bedroom
- Features: 5 Piece Primary Bath
- Level: Upper
- Area: 260
- Dimensions: 13 x 20
Property
Details
- Parcel number: R1602258
- Attached to another structure: Yes
- Zoning: P-45
- Special condition: Private Owner
- Exclusions: Sellers personal property
Features
- Levels: Four
- Stories: 4
- Exterior features: Balcony,Private Yard
- Fencing: Fenced
Lot
- Lot size: 1,383 sqft
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Winter Weather
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,199 | $26,388 |
| Home Insurance * | $188 | $2,256 |
| Property Taxes | $188 | $2,256 |
| Electricity | $186 | $2,232 |
| Total | $2,761 | $33,132 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Price change | $449,000 |
| 2026-02-05 | Listed for sale | $455,000 |
| 2026-02-03 | Listing removed | $467,500 |
| 2025-11-06 | Listed for sale | $467,500 |
| 2025-10-24 | Listing removed | $477,500 |
| 2025-09-25 | Price change | $477,500 |
| 2025-07-09 | Price change | $479,000 |
| 2025-05-29 | Listed for sale | $485,000 |
| 2022-06-17 | Sold | $435,000 |
| 2022-05-19 | Listed for sale | $425,000 |
| 2016-07-25 | Sold | $296,000 |
| 2016-06-28 | Pending sale | $289,000 |
| 2016-06-22 | Listed for sale | $289,000 |
| 2013-02-28 | Sold | $190,900 |
| 2013-01-17 | Pending sale | $194,900 |
| 2012-10-19 | Price change | $194,900 |
| 2012-09-11 | Listed for sale | $199,900 |
| 2002-05-24 | Sold | $207,000 |
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