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423 Hana Dr, Tiki Island, TX, 77554

3beds
3baths
2,358sqft
$898,000
$381price/sqft
$5,683/moest. monthly cost
$227,320/yrincome needed

About This Home

MOTIVATED SELLER – NO HOA – NEW ROOF! Most furniture conveys with home! Embrace coastal living in this beautiful Bayfront home, offering panoramic views of Galveston Bay! This ready-to-move-in home is perfect for those looking to experience the dream of waterfront living. The property features multiple entertainment spaces, concrete pilings/bulkhead, boat house complete with lifts for both a boat and two jet skis. Relax in your 15-ft. swim spa/pool, or rest easy with the electronic hurricane shutters and an enclosed elevator that offers easy access from the ground level to the third floor. Inside, the home boasts three spacious bedrooms, 2.5 baths, and a cozy living room. The formal dining room and kitchen with a charming breakfast area provide a beautiful water view. The gourmet kitchen features gorgeous granite countertops and recently updated appliances. Off the primary bedroom is a flex space, perfect for an office. Enjoy added comfort with newer HVAC units.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

3/10
Hayley Elementary SchoolGrades K-56.1 mi
5/10
Blocker Middle SchoolGrades 7-86.6 mi
3/10
La Marque High SchoolGrades 9-127.5 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Oven,Microwave,Electric Range,Dishwasher

Bedroom

  • Level: First
  • Area: 143
  • Dimensions: 13x11

Bedroom

  • Level: First
  • Area: 165
  • Dimensions: 15x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 80
  • Dimensions: 10x8

Family Room

  • Level: First
  • Area: 342
  • Dimensions: 19x18

Features

  • Elevator,Wet Bar,1 Bedroom Down - Not Primary BR,Primary Bed - 2nd Floor,Walk-In Closet(s)
  • Window features: Shutters
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,358
  • Total interior livable area: 2,358 sqft

Kitchen

  • Level: First
  • Area: 156
  • Dimensions: 13x12

Primary Bedroom

  • Level: Second
  • Area: 280
  • Dimensions: 20X14

Property

Details

  • Parcel number: 715200000006000

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Fiberglass
  • Patio & porch: Patio/Deck
  • Exterior features: Boat Ramp,Boat Slip
  • Has spa: Yes
  • Spa features: Spa/Hot Tub,Private
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Bay Front,Bulkhead,Concrete Bulkhead

Lot

  • Lot size: 4,464 sqft
  • Features: Waterfront,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Coastal Flooding
Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,540$54,480
Home Insurance *$223$2,676
Property Taxes $662$7,944
Electricity $258$3,107
Total$5,683$68,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,845/yr
40% on housing$170,490/yr
45% on housing$151,546/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$381This listing

vs Other Active Listings

Avg $/sqft

ZIP 77554$329
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77554$347
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$898,000
2026-06-13Price change$948,000
2025-07-12Price change$968,000
2025-03-31Price change$997,888
2025-02-19Listed for sale$1,020,888
2025-02-14Pending sale$1,020,888
2025-02-08Listed for sale$1,020,888
2024-12-14Listing removed$1,055,000
2024-08-30Listed for sale$1,055,000
2024-08-16Listing removed--
2024-04-01Price change$1,099,500
2023-10-20Price change$1,121,031
2023-09-26Listed for sale$1,199,900
2023-09-26Listing removed--
2023-09-18Price change$1,199,900
2023-09-08Price change$1,210,310
2023-08-15Price change$1,250,000
2023-06-09Listed for sale$1,299,999
2016-11-02Listing removed$574,000
2016-02-12Price change$574,000
2015-10-20Price change$575,000
2014-05-30Listed for sale$599,000

For Sale by Agent

AgentDebra Spurr
BrokerageGrace Team Realty

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