3N777 Walt Whitman Rd, St Charles, IL, 60175
About This Home
Beautiful, one of a kind custom home with 4173 square feet with a finished basementthat has h bedroom, and full bath. The pool area on this .4 acre yard is one of the best if not the best pools in the subdivision which includes a Trex deck, new pool heater and pump in 2024. Have your friends and family over and cook for them on the outdoor kitchen that overlooks the 20'x40' built in pool that also has a paver patio and custom concrete pool surround. A 2-Story Family Room With Brick Fireplace. Custom Kitchen With Dramatic Cabinets, Granite Counters, Premium Appliances & Pantry. Deluxe Master Bedroom. Wet Bar, Fridge, Sitting Area. Large Mbw. Concealed Tv In Mirror.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2002
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Brick,Cedar
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Range,Microwave,Dishwasher,Refrigerator,Freezer,Disposal,Trash Compactor
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partially Finished,Full
Bedroom2
- Features: Flooring (Hardwood)
- Level: Second
- Area: 208
- Dimensions: 16X13
Bedroom3
- Level: Second
- Area: 182
- Dimensions: 14X13
Bedroom4
- Features: Flooring (Hardwood)
- Level: Second
- Area: 195
- Dimensions: 15X13
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 195
- Dimensions: 15X13
Family Room
- Features: Flooring (Hardwood)
- Level: Second
- Area: 420
- Dimensions: 20X21
Features
- Vaulted Ceiling(s),Wet Bar
- Window features: Skylight(s)
- Flooring: Hardwood,Laminate
- Number of fireplaces: 2
- Fireplace features: Wood Burning,Gas Starter,Family Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 4,173 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar,Island,Pantry-Walk-in),Flooring (Hardwood)
- Level: Main
- Area: 252
- Dimensions: 18X14
Living Room
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 195
- Dimensions: 13X15
Master Bedroom
- Features: Bathroom (Full)
- Level: Second
- Area: 513
- Dimensions: 27X19
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0825103005
- Special condition: None
- Other equipment: Central Vacuum,TV-Cable,TV-Dish,Ceiling Fan(s),Sump Pump
Features
- Stories: 2
- Pool features: In Ground
- Patio & porch: Deck,Patio
- Exterior features: Outdoor Grill
- Fencing: Fenced
Lot
- Lot size: 0.46 Acres
- Features: Landscaped
- Lot size dimensions: 175X115
Parking
- Total spaces: 3
- Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,646 | $55,752 |
| Home Insurance * | $355 | $4,260 |
| Property Taxes | $1,669 | $20,028 |
| Electricity | $320 | $3,851 |
| Total | $6,990 | $83,880 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $975,000 |
| 2026-04-21 | Listed for sale | $989,000 |
| 2009-12-31 | Sold | $562,500 |
| 2009-08-10 | Listing removed | $628,000 |
| 2009-07-13 | Price change | $628,000 |
| 2009-06-20 | Price change | $643,000 |
| 2009-05-30 | Price change | $664,900 |
| 2009-05-17 | Price change | $674,900 |
| 2009-04-16 | Price change | $679,900 |
| 2009-03-28 | Price change | $699,900 |
| 2009-03-05 | Price change | $739,000 |
| 2009-02-07 | Price change | $792,900 |
| 2009-02-04 | Listed for sale | $839,900 |
| 2004-07-15 | Sold | $715,000 |
| 2002-06-21 | Sold | $696,500 |
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