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632 Waters Edge Dr, South Elgin, IL, 60177

4beds
6baths
4,216sqft
$950,000
$225price/sqft
$7,216/moest. monthly cost
$288,640/yrincome needed

About This Home

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

9/10
Corron Elementary SchoolGrades K-50.5 mi
7/10
Wredling Middle SchoolGrades 6-85.2 mi
8/10
St Charles North High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2001

Materials

  • Construction materials: Brick,Cedar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Microwave,Dishwasher,High End Refrigerator,Bar Fridge,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Wine Refrigerator,Cooktop,Gas Cooktop,Oven
  • Laundry features: Upper Level,Sink

Bar Entertainment

  • Features: Flooring (Engineered Hardwood)
  • Level: Basement
  • Area: 306
  • Dimensions: 17X18

Basement

  • Has basement: Yes
  • Basement: Finished,Exterior Entry,Full,Daylight

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Bay Window(s))
  • Level: Second
  • Area: 260
  • Dimensions: 20X13

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 210
  • Dimensions: 14X15

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 252
  • Dimensions: 14X18

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 6

Breakfast Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Deck

  • Level: Main
  • Area: 252
  • Dimensions: 14X18

Den

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 204
  • Dimensions: 12X17

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Bay Window(s),Blinds,Curtains/Drapes)
  • Level: Main
  • Area: 210
  • Dimensions: 15X14

Family Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 399
  • Dimensions: 21X19

Features

  • Vaulted Ceiling(s),Dry Bar,Wet Bar,Built-in Features,Walk-In Closet(s),Bookcases,High Ceilings,Special Millwork,Granite Counters,Separate Dining Room,Paneling
  • Door features: French Doors,Storm Door(s),Panel Door(s),Pocket Door(s)
  • Window features: Window Treatments,Drapes,Blinds,Screens
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 3
  • Fireplace features: Double Sided,Wood Burning,Electric,Gas Starter,Family Room,Master Bedroom,Basement
  • Fireplace: Yes

Foyer

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 144
  • Dimensions: 16X9

Game Room

  • Features: Flooring (Engineered Hardwood)
  • Level: Basement
  • Area: 240
  • Dimensions: 15X16

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 4,216 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Pantry-Closet,Breakfast Room,Custom Cabinetry,Granite Counters),Flooring (Hardwood)
  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Second
  • Area: 72
  • Dimensions: 9X8

Living Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds,Curtains/Drapes)
  • Level: Main
  • Area: 204
  • Dimensions: 17X12

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Second
  • Area: 425
  • Dimensions: 25X17

Office

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 210
  • Dimensions: 14X15

Other

  • Features: Flooring (Engineered Hardwood)
  • Level: Basement
  • Area: 598
  • Dimensions: 26X23

Sitting Room

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 96
  • Dimensions: 8X12

Study

  • Features: Flooring (Engineered Hardwood)
  • Level: Basement
  • Area: 216
  • Dimensions: 12X18

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0905152007
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Fire Pit

Lot

  • Lot size: 0.29 Acres
  • Features: Landscaped,Wooded,Backs to Trees/Woods
  • Lot size dimensions: 127x115x130x86

Parking

  • Total spaces: 3
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$364$4,368
Property Taxes $1,725$20,700
Electricity $324$3,891
Total$7,216$86,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$288,640/yr
35% on housing$247,405/yr
40% on housing$216,480/yr
45% on housing$192,426/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 60177$199
Kane County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60177$218
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2011-02-20Listing removed$749,500
2010-11-25Listed for sale$749,500
2010-10-03Listing removed$729,500
2010-07-08Price change$729,500
2009-09-03Listed for sale$749,500
2002-01-10Sold$649,000

For Sale by Agent

AgentJeffrey Jordan
BrokerageRE/MAX All Pro - St Charles
Phone630-513-6100
View on Zillow

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