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1109 Frederick St, Joliet, IL, 60435

3beds
1baths
1,232sqft
$249,000
$202price/sqft
$1,969/moest. monthly cost
$78,760/yrincome needed

About This Home

Joliet Gem! This is a Charming 3-bedroom, 1-bath ranch home with an attached 1-car garage ideally located in the heart of Joliet. This home offers a spacious living room, large kitchen area, and generously sized bedrooms designed for comfortable living. Enjoy abundant natural light throughout. The full unfinished basement provides endless possibilities - perfect for a recreation room, home gym, office, or ultimate man cave. Step outside to a huge fenced backyard, ideal for entertaining, pets, or creating the perfect outdoor space for a growing family. A wonderful opportunity for first-time buyers or anyone looking to make a home their own.

Getting Around

70
WalkingVery Walkable
23
TransitMinimal Transit
51
BikeBikeable

Schools

4/10
Taft Elementary SchoolGrades K-50.5 mi
3/10
2/10

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: COMBO

Family Room

  • Level: Basement
  • Area: 364
  • Dimensions: 28X13

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,232 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space)
  • Level: Main
  • Area: 238
  • Dimensions: 14X17

Laundry

  • Level: Basement
  • Area: 170
  • Dimensions: 17X10

Living Room

  • Level: Main
  • Area: 255
  • Dimensions: 15X17

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 3007054030190000
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 5,207 sqft
  • Lot size dimensions: 41X127

Parking

  • Total spaces: 1
  • Parking features: Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$145$1,740
Property Taxes $435$5,220
Electricity $130$1,569
Total$1,969$23,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,508/yr
40% on housing$59,070/yr
45% on housing$52,506/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 60435$159
Will County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 60435$195
Will County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$249,000
2026-03-01Price change$260,000
2026-02-15Listed for sale$269,900
2023-05-24Sold$224,000
2023-05-03Contingent$219,900
2023-04-25Listed for sale$219,900
2023-04-11Contingent$219,900
2023-04-04Listed for sale$219,900
2023-03-23Pending sale$219,900
2023-02-27Contingent$219,900
2023-02-16Listed for sale$219,900
2022-12-24Listing removed--
2022-10-12Price change$220,000
2022-09-26Listed for sale$242,500
2001-12-06Sold$115,500
1996-03-13Sold$85,000

For Sale by Agent

AgentAlejandra Salazar
BrokerageRealty of America, LLC

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