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1060 Catherine St, Joliet, IL, 60435

3beds
1baths
1,338sqft
$280,000
$209price/sqft
$2,198/moest. monthly cost
$87,920/yrincome needed

About This Home

Step into this welcoming home, offering 3 spacious bedrooms and an fantastic layout. The large living room features a cozy fireplace, built-in shelving, and an adjoining dining area, ideal for everyday living or hosting guests. The kitchen provides abundant storage with updated cabinets, a large island, and a walk-in pantry. Laminate flooring throughout the kitchen, dining room, living room, and third bedroom ensures both durability and low maintenance. The full bath includes a relaxing soaking tub as well as a separate shower. Downstairs, a huge unfinished basement awaits your vision, already partially framed and ready for customization. Recent updates include newer kitchen appliances (fridge, microwave, and dishwasher, all 2024) and a brand-new A/C unit (2025). Sitting on a spacious corner lot, this home offers great outdoor potential and a prime location close to everything! Shopping, dining, and easy access to I-55 and I-80. This home is a wonderful combination of comfort, space, and convenience!

Getting Around

66
WalkingSomewhat Walkable
24
TransitMinimal Transit
48
BikeSomewhat Bikeable

Schools

4/10
Taft Elementary SchoolGrades K-50.3 mi
3/10
2/10

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Humidifier
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 196
  • Dimensions: 14X14

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,338 sqft

Kitchen

  • Features: Kitchen (Island,Pantry),Flooring (Wood Laminate)
  • Level: Main
  • Area: 70
  • Dimensions: 14X5

Living Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 210
  • Dimensions: 15X14

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 3007054080010000
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Stories: 1

Lot

  • Lot size: 6,969 sqft
  • Features: Corner Lot
  • Lot size dimensions: 152X43X152X43

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Cold Wave
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$163$1,956
Property Taxes $490$5,880
Electricity $130$1,569
Total$2,198$26,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,360/yr
40% on housing$65,940/yr
45% on housing$58,613/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 60435$159
Will County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 60435$195
Will County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$295,000
2026-05-06Listing removed$300,000
2026-04-07Listed for sale$300,000
2026-04-07Listing removed$300,000
2025-11-14Listed for sale$300,000
2023-09-27Sold$255,000
2023-08-29Pending sale$260,000
2023-08-18Contingent$260,000
2023-08-09Price change$260,000
2023-07-31Listed for sale$269,900
2023-07-13Contingent$269,900
2023-07-07Listed for sale$269,900
2020-01-24Sold$155,000
2019-12-15Pending sale$160,000
2019-12-12Listed for sale$160,000
2005-04-11Sold$120,000

For Sale by Agent

AgentSara Young
BrokerageLegacy Realty Latta Young

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