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1309 W Jefferson St, Joliet, IL, 60435

2beds
1baths
672sqft
$200,000
$298price/sqft
$1,607/moest. monthly cost
$64,280/yrincome needed

About This Home

Welcome to this charming 2-bedroom, 1-bath home on Jefferson Street in Joliet, conveniently located near shopping, dining, parks, and everyday amenities-and right across the street from local favorite Walt's Ice Cream! Inside, you'll find a comfortable and functional layout with an enclosed back porch offering additional flexible space. A partial basement provides extra storage and utility space. The home has also benefited from updates to the siding and windows within approximately the last 10 years. Whether you're looking for your first home, downsizing, or adding to your investment portfolio, this property offers an affordable opportunity in a convenient Joliet location. And with Walt's just steps from your front door, summer nights just got a whole lot sweeter!

Getting Around

73
WalkingVery Walkable
29
TransitSome Transit
50
BikeBikeable

Schools

3/10
3/10
5/10
Joliet West High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1943

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Unfinished,Partial

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 672 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Living Room

  • Level: Main
  • Area: 165
  • Dimensions: 11X15

Master Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 11X13

Sun Room

  • Level: Main
  • Area: 144
  • Dimensions: 8X18

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 3007083110330000
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 5,895 sqft
  • Lot size dimensions: 45 x 131

Parking

  • Total spaces: 5.5
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$116$1,392
Property Taxes $350$4,200
Electricity $130$1,569
Total$1,607$19,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,097/yr
40% on housing$48,210/yr
45% on housing$42,853/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 60435$160
Will County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 60435$195
Will County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$200,000
2026-07-31Listed for sale$200,000

For Sale by Agent

AgentJennifer Viano
BrokerageTown Center Realty LLC

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