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1215 W Jefferson St, Joliet, IL, 60435

2beds
1baths
1,008sqft
$245,000
$243price/sqft
$1,938/moest. monthly cost
$77,520/yrincome needed

About This Home

Charming 2-bedroom, 1-bath home featuring an updated kitchen with white cabinetry, stainless steel appliances, and newer wood laminate flooring throughout the kitchen and dining room. The spacious primary bedroom offers a large closet for ample storage. Enjoy year-round comfort with newer air conditioning and the low-maintenance appeal of newer vinyl siding. The clean basement includes newer washer and dryer units and provides excellent storage space or potential for additional use. Relax or entertain on the deck and take advantage of the detached 2-car garage for additional parking and storage. Conveniently located near shopping, dining, parks, schools, and other local amenities, this move-in-ready home offers comfort, value, and an excellent location. Perfect for first-time buyers, downsizers, or investors!

Getting Around

73
WalkingVery Walkable
29
TransitSome Transit
51
BikeBikeable

Schools

3/10
3/10
5/10
Joliet West High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1943

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Freezer,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Features

  • Window features: Screens

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,008 sqft

Kitchen

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 55
  • Dimensions: 5X11

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 187
  • Dimensions: 11X17

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Office

  • Features: Flooring (Other)
  • Level: Main
  • Area: 36
  • Dimensions: 6X6

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 3007083110430000
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size dimensions: 44.6 x 130 x 44.6 130

Parking

  • Total spaces: 2
  • Parking features: Concrete,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$142$1,704
Property Taxes $428$5,136
Electricity $130$1,569
Total$1,938$23,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,445/yr
40% on housing$58,140/yr
45% on housing$51,680/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 60435$159
Will County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 60435$195
Will County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$245,000
2026-06-18Listed for sale$250,000
2023-09-19Sold$157,000

For Sale by Agent

AgentBonnie Willis
BrokerageColdwell Banker Real Estate Group

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