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4607 Polo Club Dr, Bakersfield, CA, 93312

4beds
2baths
1,860sqft
$465,000
$250price/sqft
$3,517/moest. monthly cost
$140,680/yrincome needed

About This Home

Beautiful 4 bedroom/2 bath home with open living room and kitchen space for all those cozy family gatherings. The kitchen has central bar with a plethora of cabinets, pantry, and built in desk.The offset entry allows for more privacy upon entrance to the home with coat closet. The backyard has large covered patio with concrete pad and plenty of room to enjoy a quiet morning or evening.RV Space is very large and has recently be completed poured with concrete. Not only a large space for all your toys, but a 3 car garage as well!Call today before it slips away!!

Getting Around

35
WalkingCar-Dependent
17
TransitMinimal Transit
39
BikeSomewhat Bikeable

Schools

5/10
5/10
Freedom Middle SchoolGrades 7-80.4 mi
8/10
Centennial High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2001

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,860
  • Total interior livable area: 1,860 sqft

Property

Details

  • Parcel number: 52649202
  • Zoning: R-1
  • Zoning description: R-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 3
  • Parking features: 3 Car Garage,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Earthquake

FEMA Declared Disasters in Kern County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$147$1,764
Property Taxes $621$7,452
Electricity $398$4,786
Total$3,517$42,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,582/yr
40% on housing$105,510/yr
45% on housing$93,786/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 93312$240
Kern County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 93312$236
Kern County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$465,000
2026-07-25Listed for sale$475,000
2018-06-14Sold$264,000

For Sale by Agent

AgentMartha Lynn Johnson
BrokerageWatson Realty

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