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625 W 5th St, Monroe, MI, 48161

5beds
2baths
1,278sqft
$190,000
$149price/sqft
$1,428/moest. monthly cost
$57,120/yrincome needed

About This Home

Back on the Market at due to buyers financing. No Fault of the Seller. Versatile 5-Bedroom Home | Ideal for Families or Investors. Remodeled in 2018, This spacious 5 bed 2 bath home has room to grow. Formerly a duplex and currently used as a single-family residence, the home retains two separate entrances, making it ideal for large families, multigenerational living, house hacking, or investors seeking future income potential. The layout allows for an easy conversion back to a duplex, offering multiple exits. Recent improvements include a newer front porch and a spacious back deck (2018), perfect for entertaining or relaxing outdoors, overlooking a fully fenced, oversized yard, one car garage with room for storage. Whether you’re looking for a comfortable single-family home with room to grow or a property with built-in investment upside, this home delivers versatility, charm, and opportunity. City of Monroe will be removing one the large tree in front.

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

4/10
Custer Elementary SchoolGrades PK-62.5 mi
6/10
Monroe Middle SchoolGrades 6-80.6 mi
--
Monroe High SchoolGrades 8-121.5 mi

Construction

Condition

  • Year built: 1903

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range/Oven,Refrigerator,Washer

Basement

  • Has basement: Yes

Bathroom1

  • Features: Tile
  • Level: Entry

Bathroom2

  • Features: Tile
  • Level: Second

Bedroom1

  • Features: Carpet
  • Level: Entry
  • Area: 187

Bedroom2

  • Features: Carpet
  • Level: Lower
  • Area: 77

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 209

Bedroom4

  • Features: Carpet
  • Level: Second
  • Area: 80

Bedroom5

  • Features: Carpet
  • Level: Second
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 144

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,278

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,048
  • Total interior livable area: 1,278 sqft

Kitchen

  • Features: Vinyl
  • Level: Entry
  • Area: 108

Living Room

  • Features: Luxury Vinyl
  • Level: First
  • Area: 132

Property

Details

  • Parcel number: 551900025000
  • Special condition: Short Sale,Private

Features

  • Levels: Two
  • Stories: 2
  • Frontage type: Road
  • Frontage length: 50

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 50 x 142

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Monroe County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$116$1,392
Property Taxes $164$1,968
Electricity $188$2,259
Total$1,428$17,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,960/yr
40% on housing$42,840/yr
45% on housing$38,080/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 48161$119
Monroe County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 48161$132
Monroe County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$190,000
2026-04-18Pending sale$190,000
2026-03-27Price change$190,000
2026-03-03Price change$210,000
2026-01-29Price change$230,000
2025-12-10Price change$238,000
2025-12-01Listed for sale$239,000
2024-04-02Sold$210,000
2024-03-11Pending sale$224,000
2024-03-06Contingent$224,000
2024-01-21Listed for sale$224,000
2023-01-17Listing removed--
2022-02-01Price change$156,000
2022-01-26Listed for sale$160,000
2021-06-14Listing removed--
2020-09-24Price change$144,500
2020-06-13Listed for sale$149,500
2017-05-04Sold$24,000
2015-02-06Listing removed$49,900
2014-08-16Price change$49,900
2014-07-02Price change$55,900
2014-04-11Listed for sale$64,900
2012-06-13Listing removed$65,900
2012-01-17Price change$65,900
2011-12-29Listed for sale$79,000
2010-10-17Listing removed$65,900
2010-07-16Listed for sale$65,900
2009-07-15Sold$20,000

For Sale by Agent

AgentAllison Shaver
BrokerageCentury 21 Allstar Real Estate Team, Inc

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