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9579 Harbour Cove Ct, Ypsilanti, MI, 48197

3beds
3baths
1,493sqft
$230,000
$154price/sqft
$1,719/moest. monthly cost
$68,760/yrincome needed

About This Home

Lakefront views are of no limit here —they extend across all three levels! Take in Ford Lake from your primary bedroom, enjoy the waterfront scenery from the main living area and balcony, and continue downstairs where the walkout lower level opens to a private patio overlooking the water. From morning to evening, the lake remains part of the experience throughout the entire home. Inside, luxury vinyl flooring creates a clean, cohesive look from top to bottom. The remodeled upstairs bathroom adds a fresh, updated feel, while the lower-level wet bar makes the walkout space perfect for entertaining, hosting overnight guests, or simply relaxing by the water. A 2022 furnace provides added comfort and peace of mind. The community's exterior siding improvements and newly completed waterfront boardwalk are already in place, with the assessment paid by the seller. You get the benefits without the bill! Amenities include a community pool, tennis court, volleyball court, and boardwalk, along with convenient access to nearby parks, Eastern Michigan University, area hospitals, Ann Arbor, and Detroit Metro Airport. This is more than a condo with a lake view—it is three full levels of waterfront living. Schedule your tour today!

Getting Around

7
WalkingCar-Dependent
26
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

6/10
Bishop Elementary SchoolGrades K-53.5 mi
5/10
Lincoln Middle SchoolGrades 6-83.6 mi
4/10

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: In Unit,Lower Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bathroom2

  • Level: Main
  • Area: 30
  • Dimensions: 5.00 x 6.00

Bathroom3

  • Level: Lower
  • Area: 40
  • Dimensions: 8.00 x 5.00

Bedroom2

  • Level: Upper
  • Area: 99
  • Dimensions: 9.00 x 11.00

Bedroom3

  • Level: Lower
  • Area: 336
  • Dimensions: 16.00 x 21.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 88
  • Dimensions: 11.00 x 8.00

Features

  • Wet Bar,Eat-in Kitchen

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,493
  • Total interior livable area: 1,493 sqft

Kitchen

  • Level: Main
  • Area: 77
  • Dimensions: 11.00 x 7.00

Living Room

  • Level: Main
  • Area: 192
  • Dimensions: 16.00 x 12.00

Master Bathroom

  • Level: Upper
  • Area: 40
  • Dimensions: 5.00 x 8.00

Master Bedroom

  • Level: Upper
  • Area: 224
  • Dimensions: 16.00 x 14.00

Property

Details

  • Parcel number: K01123410008

Features

  • Stories: 3
  • Private pool: Yes
  • Pool features: In Ground,Association
  • Exterior features: Balcony
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Ford Lake

Lot

  • Lot size: 435.60 sqft

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Washtenaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$89$1,068
Property Taxes $279$3,348
Electricity $188$2,259
Total$1,719$20,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,937/yr
40% on housing$51,570/yr
45% on housing$45,840/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 48197$172
Washtenaw County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 48197$189
Washtenaw County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$230,000
2022-05-20Sold$247,000
2022-04-30Pending sale$240,000
2022-04-28Listed for sale$240,000
2018-04-27Sold$150,000
2018-03-16Pending sale$149,000
2018-03-08Listed for sale$149,000
2005-05-11Sold$169,000
1997-09-23Sold$121,945

For Sale by Agent

AgentCharles Cook
BrokerageHousehold Real Estate, LLC.

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