See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

6 Kirkwyn Ct, Owings Mills, MD, 21117

4beds
4baths
2,280sqft
$435,000
$191price/sqft
$3,146/moest. monthly cost
$125,840/yrincome needed

About This Home

Tucked into an intimate enclave of just six homes and surrounded by mature trees, this exceptional four-bedroom, 3.5-bath home offers something increasingly difficult to find: 2,280 square feet of finished living space, remarkable flexibility, a peaceful setting — and no HOA. Built in 2016, the home combines the ease of newer construction with a floor plan that lives more like a house than a traditional townhome. At the heart of the open main level is a spacious eat-in kitchen with an oversized center island, creating a natural gathering place for everything from morning coffee to dinner with friends. It opens to an unusually generous living room, where a built-in electric fireplace adds warmth and ambiance, and recessed lighting and ceiling fans create a comfortable space for everyday living and entertaining. Upstairs, the primary suite offers a walk-in closet, its own fireplace, and a private bath with Jacuzzi tub. Two additional bedrooms and another full bath complete the upper level, which has also been refreshed with new carpeting. The fully finished lower level adds another dimension to the home. With a fourth bedroom and full bathroom, it can function almost as a private suite — ideal for overnight guests, multigenerational living, a home office, recreation space or a combination of uses. Outside, mature trees at both the front and rear create a sense of privacy unusual for a townhome. And with just six homes on the court, the setting feels intimate and tucked away while remaining convenient to the shopping, dining, entertainment, library, parks and commuter routes of Owings Mills. Perhaps most unusual of all: there is no HOA, while Baltimore County provides snow removal for the court road. The home has been carefully maintained and thoughtfully upgraded, with features including enhanced soundproofing insulation, 2x6 construction, fiber and cable connectivity, home-theater wiring, LeafFilter gutter protection with transferable lifetime guarantee, architectural shingles, HVAC ultraviolet treatment, touchless kitchen faucet and regular professional cleaning of ductwork, vents and dryer exhaust. For buyers who want the space and flexibility of a larger home without the price or maintenance burden that often comes with one, 6 Kirkwyn Court offers a rare combination: four bedrooms, three-and-a-half baths, 2,280 finished square feet, privacy, newer construction and no HOA — all in a quiet six-home setting. $5,000.00 buyer incentive/seller contribution.

Getting Around

48
WalkingCar-Dependent
31
TransitSome Transit
32
BikeSomewhat Bikeable

Schools

5/10
4/10
New Town High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Other
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 840

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 600
  • Finished area above ground: 1,680

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,520
  • Total interior livable area: 2,280 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04022300010729
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,760 sqft

Parking

  • Total spaces: 2
  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$137$1,644
Property Taxes $520$6,240
Electricity $290$3,485
Total$3,146$37,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,862/yr
40% on housing$94,380/yr
45% on housing$83,893/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 21117$203
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21117$206
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$435,000
2026-07-15Listed for sale$435,000
2017-04-14Sold$287,700
2016-07-26Price change$279,900
2016-06-24Listed for sale$299,900

For Sale by Agent

AgentKelly Schuit
BrokerageKelly and Co Realty, LLC

Similar Homes