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115 Marine Oaks Dr, Baltimore, MD, 21221

3beds
2baths
1,516sqft
$240,000
$158price/sqft
$1,953/moest. monthly cost
$78,120/yrincome needed

About This Home

Coming Soon in the sought after private water front community of Marine Oaks Village. Welcome home to this beautifully maintained townhome proudly cared for by its owners. This charming home features 3 spacious bedrooms and 1.5 bathrooms located in a quiet, welcoming community. The home offers hardwood flooring throughout, a eat in kitchen with stainless steel appliances, beautiful cabinets and countertops that make the space both stylish and functional. Step inside to discover a fully finished basement, perfect for a home office, playroom, or entertainment area. Enjoy the outdoors on your private deck, and fenced in yard where you can unwind with a morning coffee or host gatherings with friends. The community amenities enhance your lifestyle, featuring a welcoming clubhouse, play ground, and a sparkling outdoor pool, perfect for those sunny days. With a low-maintenance association fee that covers lawn care, trash, and snow removal, you can spend more time enjoying the things you love. This home is not just a place to live; it’s a place to thrive. Conveniently located close to shopping, great restaurants, parks, and everyday amenities, this home combines comfort, convenience, and community living. Experience the comfort and community of Marine Oaks Village. Don’t miss the opportunity to make this charming townhouse your own! Stay tuned this wont last long!

Getting Around

52
WalkingSomewhat Walkable
50
TransitGood Transit
37
BikeSomewhat Bikeable

Schools

4/10
4/10
Deep Creek Middle SchoolGrades 6-81.6 mi
3/10
Chesapeake High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 540

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Dry Wall
  • Window features: Double Pane Windows
  • Finished area below ground: 400
  • Finished area above ground: 1,116

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,656
  • Total interior livable area: 1,516 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04152300007524
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Patio & porch: Deck
  • Fencing: Back Yard
  • Waterfront features: Creek/Stream

Lot

  • Lot size: 1,184 sqft

Parking

  • Parking features: Assigned,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$89$1,068
Property Taxes $370$4,440
Electricity $281$3,374
Total$1,953$23,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,960/yr
40% on housing$58,590/yr
45% on housing$52,080/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 21221$162
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21221$198
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$259,999
2015-11-14Listing removed$140,000
2015-11-01Price change$140,000
2015-09-24Price change$145,000
2015-06-06Listed for sale$141,000
2003-08-21Sold$89,000

For Sale by Agent

AgentDarlene Jones
BrokerageLong & Foster Real Estate, Inc.

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