See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

13524 Mountcastle Rd, Chesterfield, VA, 23832

4beds
3baths
2,824sqft
$545,000
$193price/sqft
$3,591/moest. monthly cost
$143,640/yrincome needed

About This Home

A wonderful home situated on 1.19 acres in a beautiful community! Don’t miss this one — the home has been exceptionally maintained and is truly MOVE-IN READY. LEVEL 1: Step into a long, welcoming foyer that leads into the open-concept family room and kitchen. The kitchen features granite countertops, gas cooking, ample storage, recessed lighting, and a seamless flow into the family room with a gas fireplace. Enjoy outdoor living with a screened-in deck plus an additional open deck section perfect for soaking in the sunlight. Irrigation system included. LEVEL 2: The second level offers an enchanting primary bedroom with exquisite space and a luxurious custom master closet featuring built-in shelving and a granite-top chest of drawers. Relax in your private primary bath. Three additional bedrooms provide plenty of room for family, guests, or office space. This community includes access to a clubhouse and in-ground pool — no additional membership fee beyond the HOA dues. Sitting on a corner lot, the home offers a large backyard and a detached rear shed for extra storage. This property has everything you’ve been looking for — space, comfort, and a fantastic community setting!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

10/10
5/10
4/10
Manchester High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Roof: Composition
  • Construction materials: Brick,Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooking,Disposal,Gas Water Heater,Refrigerator,Stove
  • Laundry features: Dryer Hookup

Bedroom2

  • Level: Second
  • Dimensions: 17.0 x 14.0

Bedroom3

  • Level: Second
  • Dimensions: 13.0 x 11.0

Bedroom4

  • Level: Second
  • Dimensions: 14.0 x 12.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 16.0 x 13.0

Family Room

  • Level: First
  • Dimensions: 19.0 x 16.0

Features

  • Dining Area,Fireplace,Granite Counters
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,824

Foyer

  • Level: First
  • Dimensions: 11.0 x 9.0

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total interior livable area: 2,824 sqft

Kitchen

  • Level: First
  • Dimensions: 15.0 x 12.0

Living Room

  • Level: First
  • Dimensions: 15.0 x 15.0

Master Bedroom

  • Level: Second
  • Dimensions: 22.0 x 14.0

Other

  • Level: Second

Property

Details

  • Parcel number: 730658142400000
  • Zoning description: R25

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Pool,Community
  • Patio & porch: Rear Porch,Enclosed,Porch,Screened
  • Exterior features: Sprinkler/Irrigation,Storage,Shed,Paved Driveway
  • Fencing: None

Lot

  • Lot size: 1.19 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$163$1,956
Property Taxes $401$4,812
Electricity $272$3,264
Total$3,591$43,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,120/yr
40% on housing$107,730/yr
45% on housing$95,760/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 23832$195
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23832$206
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$545,000
2024-04-22Listing removed--
2024-04-11Listed for rent$2,700
2015-10-14Sold$312,000
2015-09-05Pending sale$299,900
2015-09-03Listed for sale$299,900
2004-02-27Sold$241,640

For Sale by Agent

AgentMilton Nichols
BrokerageUnited Real Estate Richmond

Similar Homes