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12621 Green Garden Ter, Chester, VA, 23836

5beds
3baths
2,516sqft
$465,000
$185price/sqft
$3,087/moest. monthly cost
$123,480/yrincome needed

About This Home

Welcome to your dream home in the highly sought-after Rivers Bend neighborhood! This stunning, move-in ready 5-bedroom, 2.5-bathroom home, featuring a 2-car attached garage and a premium corner lot, has been meticulously maintained and is ready for a quick closing. Step inside the elegant main level, defined by gleaming hardwood floors, 9-foot ceilings, crown molding and chair railing. The formal dining room, highlighted by decorative columns, offers flexible space that can easily serve as a sophisticated home office. The heart of the home is the living area that invites gathering, featuring a large living room with a cozy fireplace that flows seamlessly into the chef-ready eat-in kitchen, complete with granite countertops and modern stainless steel (SS) appliances. For relaxation and entertaining, off the living room leads out to the huge low maintenance back deck and fenced backyard. Mature trees create a tranquil, park-like retreat, providing exceptional privacy. Upstairs, the luxurious Primary Suite is a true sanctuary, boasting a tray ceiling, generous walk-in closet, and a private ensuite bath with a walk-in shower and double vanity. The second-floor hosts three additional spacious bedrooms (including an oversized room over the garage) and a full hall bathroom. A private staircase ascends to the versatile fifth bedroom—an ideal space for a playroom, media center, or secluded guest suite. Beyond the home, enjoy the resort-style amenities of the Rivers Bend Community, including a pool, tennis/basketball/pickleball courts, and a playground. Its unbeatable location provides quick access to premier shopping, dining, schools, and major Interstates I-295 and I-95. This immaculate property is fully prepared for you to move right in! Motivated seller!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
Enon Elementary SchoolGrades PK-52.4 mi
5/10
4/10
Thomas Dale High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2001

Materials

  • Roof: Shingle
  • Construction materials: Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooking,Gas Water Heater,Stove
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Tray Ceiling(s),Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Fireplace,Granite Counters,High Ceilings,Bath in Primary Bedroom,Pantry,Recessed Lighting,Walk-In Closet(s)
  • Window features: Screens,Thermal Windows
  • Flooring: Carpet,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 2,516

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,516 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Other

  • Level: Second

Property

Details

  • Parcel number: 816654119700000
  • Zoning description: R15

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None,Community
  • Patio & porch: Front Porch,Deck
  • Exterior features: Deck,Sprinkler/Irrigation,Paved Driveway
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 9,888 sqft
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Off Street,Oversized,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Coastal Flooding
Drought
Earthquake
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$152$1,824
Property Taxes $342$4,104
Electricity $242$2,908
Total$3,087$37,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,840/yr
40% on housing$92,610/yr
45% on housing$82,320/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 23836$185
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23836$185
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$465,000
2026-06-20Price change$468,500
2026-06-03Price change$469,000
2026-05-23Listed for sale$475,000
2021-05-18Sold$365,000
2007-11-28Sold$296,500
2006-05-02Sold$314,950

For Sale by Agent

AgentBrenda Toney
BrokerageKW Metro Center

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