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628 Spanish Oak Dr, Acworth, GA, 30102

2beds
2baths
912sqft
$310,000
$340price/sqft
$2,041/moest. monthly cost
$81,640/yrincome needed

About This Home

Welcome home to this charming, meticulously maintained property that is truly neat as a pin and as cute as a dollhouse. From the moment you arrive, you'll appreciate the beautifully manicured exterior and the pride of ownership that shines throughout. Inside, you'll find a home that has been lovingly cared for and is completely move-in ready. Every space feels inviting, comfortable, and exceptionally well-kept. Step outside to your own private backyard retreat. Surrounded by mature flowering plants and thoughtfully landscaped gardens, this peaceful outdoor space offers beauty, privacy, and the perfect setting for relaxing mornings, entertaining guests, or simply enjoying nature. The lifestyle extends beyond the property itself with a low-cost HOA that includes access to community amenities such as a pool, tennis courts, and playground, along with front and side yard lawn maintenance for added convenience. If you're looking for a home that combines charm, impeccable maintenance, low-maintenance living, and a picturesque setting, this one is not to be missed.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
E.T. Booth Middle SchoolGrades 6-83.1 mi
7/10
Etowah High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: In Hall,Laundry Closet

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Master On Main Level,Other
  • Flooring: Hardwood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 912
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 912
  • Total interior livable area: 912 sqft

Kitchen

  • Features: Pantry

Property

Details

  • Parcel number: 21N12H 072

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Screened
  • Fencing: Wood
  • Waterfront features: No Dock Or Boathouse
  • Waterbody name: None

Lot

  • Lot size: 4,791 sqft
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$146$1,752
Property Taxes $109$1,308
Electricity $219$2,637
Total$2,041$24,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,977/yr
40% on housing$61,230/yr
45% on housing$54,426/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 30102$173
Cherokee County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 30102$180
Cherokee County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$310,000
2009-05-22Sold$97,000
2008-02-14Listing removed$124,500
2007-11-16Listed for sale$124,500
2002-05-14Sold$102,500

For Sale by Agent

AgentJessica Diaz
BrokerageColdwell Banker Realty

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