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929 Adams St, Waukegan, IL, 60085

5beds
2baths
2,080sqft
$285,000
$137price/sqft
$2,315/moest. monthly cost
$92,600/yrincome needed

About This Home

Welcome to a nice cozy Home! Features: 5 Bedrooms, 2 full bathrooms,newer kitchen cabinets installed in 2025 /wLaminated flooring, lower level family room also with laminated flooring,detatched 2 car garage ,newer roof on house and garage in 2022.

Getting Around

59
WalkingSomewhat Walkable
31
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

4/10
1/10
Waukegan High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1998

Materials

  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Bedroom3

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Bedroom4

  • Features: Flooring (Tile)
  • Level: Lower
  • Area: 156
  • Dimensions: 13X12

Bedroom5

  • Features: Flooring (Laminate)
  • Level: Lower
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Features: Flooring (Laminate)
  • Level: Lower
  • Area: 180
  • Dimensions: 10X18

Features

  • Finished area below ground: 1,040

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,080
  • Total interior livable area: 2,080 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Laundry

  • Level: Lower
  • Area: 100
  • Dimensions: 10X10

Living Room

  • Level: Main
  • Area: 165
  • Dimensions: 15X11

Master Bedroom

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 08283250250000
  • Special condition: None

Lot

  • Lot size: 9,050 sqft
  • Lot size dimensions: 50x181

Parking

  • Total spaces: 2
  • Parking features: Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$179$2,148
Property Taxes $536$6,432
Electricity $159$1,919
Total$2,315$27,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,371/yr
40% on housing$69,450/yr
45% on housing$61,733/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 60085$132
Lake County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 60085$190
Lake County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2004-06-03Sold$132,000
1999-10-15Sold$122,000

For Sale by Agent

AgentFlor Luis Washington
BrokerageCentury 21 Circle

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