1946 E Coggins Rd, Pinconning, MI, 48650
About This Home
Get ready for easy living in a location that puts fun right at your doorstep! Whether you love fishing on Saginaw Bay, relaxing on sandy beaches, or spending your days on nearby golf courses, this home keeps you close to everything you enjoy. Sitting on a generous country lot, this ranch-style home offers the rare bonus of natural gas and city water—comfort and convenience wrapped into one. Step inside to a bright, open layout with 3 bedrooms and 2 baths. The split floor plan gives the owner’s suite its own private space, while the other two bedrooms and bath sit on the opposite side. The spacious living room flows right into the dining area and kitchen, creating an easy, inviting space for gatherings. Thinking about adding an attached garage someday? This layout makes it simple. Outside, the backyard is fully fenced—ready for kids, pets, or anyone who wants a safe, private space to enjoy. All of this is just 20 minutes from Bay City and 10 minutes from Pinconning’s shopping and dining. Country living with quick access to everything—this one brings the best of both worlds.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Entry
Basement
- Basement: Crawl Space
Bathroom1
- Features: Linoleum
- Level: Entry
- Area: 50
Bathroom2
- Features: Carpet
- Level: Entry
- Area: 119
Bedroom1
- Features: Carpet
- Level: Entry
- Area: 169
Bedroom2
- Features: Carpet
- Level: Entry
- Area: 169
Bedroom3
- Features: Carpet
- Level: Entry
- Area: 117
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Carpet
- Level: Entry
- Area: 100
Features
- Flooring: Carpet,Linoleum
- Finished area below ground: 0
- Finished area above ground: 1,530
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,530
- Total interior livable area: 1,530 sqft
Kitchen
- Features: Linoleum
- Level: Entry
- Area: 299
Living Room
- Features: Carpet
- Level: Entry
- Area: 361
Property
Details
- Parcel number: 04001040003005
- Special condition: Private
Features
- Levels: One
- Stories: 1
- Frontage type: Road
- Frontage length: 128
Lot
- Lot size: 0.61 Acres
- Lot size dimensions: 128 x 208
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Strong Wind
- Hail
- Inland Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $757 | $9,084 |
| Home Insurance * | $110 | $1,320 |
| Property Taxes | $286 | $3,432 |
| Electricity | $188 | $2,259 |
| Total | $1,341 | $16,092 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Pending sale | $149,900 |
| 2026-07-02 | Listed for sale | $149,900 |
| 2006-08-14 | Sold | $84,000 |
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