44 N Linwood Beach Rd, Linwood, MI, 48634
About This Home
Experience the ultimate waterfront lifestyle on North Linwood Beach. This beautifully renovated 4 bedroom, 2.5 bath home sits on 2 acres with 200 feet of private Lake Huron frontage, offering breathtaking sunrises over Saginaw Bay. Unlike most homes on the beach, this property provides exceptional privacy with plenty of room between neighbors. Inside you’ll find modern finishes throughout, including a showpiece kitchen with oversized island, granite countertops, custom cabinetry, and premium appliances. The primary suite is a private retreat, while the spacious living and dining areas with dual fireplaces are perfect for gatherings. A finished heated, cooled, and screened garage adds versatile year-round living space. Step outside to enjoy a custom patio, new hot tub, and endless ways to soak in the shoreline. A circle drive, heated workshop, and insulated pole barn with loft and storage across the street add convenience. Located in the small lakeside town of Linwood, this property is just a short ride to Linwood Beach Marina for world-class boating and fishing. Enjoy the sunrise side lifestyle where modern comfort meets the peace and character of a quiet waterfront community.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Range/Oven,Refrigerator,Gas Water Heater
Basement
- Basement: Crawl Space
Bathroom1
- Level: First
Bathroom2
- Level: First
Bedroom1
- Level: Main
- Area: 156
Bedroom2
- Level: Main
- Area: 156
Bedroom3
- Level: Main
- Area: 156
Bedroom4
- Level: Main
- Area: 208
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 4
Features
- Number of fireplaces: 1
- Fireplace features: Electric,Insert
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,370
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 2,370
- Total interior livable area: 2,370 sqft
Kitchen
- Area: 450
Property
Details
- Parcel number: 040L0500000600
- Special condition: Private
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio,Porch
- Has view: Yes
- View description: Water,Bay,Lake
- Has water view: Yes
- Water view: Water,Bay,Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront,Beach Front,Great Lake
- Frontage length: 200
Lot
- Lot size: 2.08 Acres
- Features: Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.,Dead End
- Lot size dimensions: 200 x 360
Parking
- Total spaces: 3
- Parking features: 3 or More Spaces,Garage,Driveway,Attached,Detached,Electric in Garage,Heated Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Strong Wind
- Hail
- Inland Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,539 | $42,468 |
| Home Insurance * | $487 | $5,844 |
| Property Taxes | $764 | $9,168 |
| Electricity | $258 | $3,102 |
| Total | $5,048 | $60,576 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $774,900 |
| 2026-04-17 | Price change | $799,900 |
| 2026-04-01 | Listed for sale | $825,000 |
| 2025-11-11 | Listing removed | $840,000 |
| 2025-09-09 | Listed for sale | $840,000 |
| 2025-08-21 | Listing removed | $850,000 |
| 2025-07-24 | Price change | $850,000 |
| 2025-06-17 | Price change | $899,000 |
| 2025-06-17 | Price change | $924,000 |
| 2025-06-16 | Price change | $899,000 |
| 2025-04-14 | Price change | $924,000 |
| 2025-02-19 | Listed for sale | $949,000 |
| 2023-04-21 | Sold | $510,000 |
| 2022-10-03 | Pending sale | $549,900 |
| 2022-08-24 | Contingent | $549,900 |
| 2022-07-11 | Listed for sale | $549,900 |
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