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95 N Tuscola Rd, Bay City, MI, 48708

2beds
1baths
888sqft
$55,000
$62price/sqft
$569/moest. monthly cost
$22,760/yrincome needed

About This Home

Located in Hampton Township this 2 bedroom, 1 bath, with detached garage and 3 seasons room could be the one you have a been looking for. A little bit of TLC will go a long way to brining this properties interior back to life. Seller is a licensed real estate agent in the State of Michigan.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
Hampton Elementary SchoolGrades PK-50.4 mi
4/10
Handy Middle SchoolGrades 6-83.0 mi
6/10

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Main
  • Area: 24

Bedroom1

  • Level: Main
  • Area: 143

Bedroom2

  • Level: Main
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 888

Heating

  • Heating features: Boiler,Natural Gas

Interior Area

  • Total structure area: 888
  • Total interior livable area: 888 sqft

Kitchen

  • Level: Main
  • Area: 132

Living Room

  • Level: Main
  • Area: 225

Property

Details

  • Parcel number: 07002740015500

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 75

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: 75 x 125

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tornado
Hail
Lightning
Tsunami

FEMA Declared Disasters in Bay County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $278$3,336
Home Insurance *$43$516
Property Taxes $60$720
Electricity $188$2,259
Total$569$6,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,508/yr
40% on housing$17,070/yr
45% on housing$15,173/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$62This listing

vs Other Active Listings

Avg $/sqft

ZIP 48708$76
Bay County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 48708$94
Bay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-20Price change$92,500
2026-01-09Price change$92,900
2026-01-02Price change$94,900
2025-12-08Listed for sale$99,900
2025-12-05Sold$73,600
2022-07-20Sold$98,000
2022-05-28Pending sale$94,900
2022-05-26Listed for sale$94,900
2020-12-03Sold$74,675
2020-10-29Pending sale$72,500
2020-10-27Listed for sale$72,500
2017-06-29Sold$55,600
2017-06-19Pending sale$59,900
2017-05-25Price change$59,900
2017-05-08Price change$64,900
2017-04-05Pending sale$59,900
2017-01-29Price change$59,900
2017-01-18Price change$64,900
2016-12-01Price change$67,900
2016-10-28Listed for sale$69,900
2013-07-30Sold$37,500

For Sale by Agent

AgentBenjamin Fritcher
BrokerageGateway Brokerage

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