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1238 W Center Rd, Essexville, MI, 48732

4beds
6baths
5,517sqft
$1,099,000
$199price/sqft
$8,195/moest. monthly cost
$327,800/yrincome needed

About This Home

Pride of ownership is evident in this one-owner custom estate, set on 2.7 acres and offering the perfect blend of elegance, comfort, and resort-style living. Located just inside Hampton Township, the property is on city water and city sewer and only three miles from the Saginaw Bay Yacht Club. A circular drive leads to the stately brick facade and a grand two-story entrance with tile inlay and columns, setting the tone for the sophistication inside. he home features four bedrooms, four full baths, and two half baths, along with a rare five-car garage. The main floor showcases a dramatic two-story great room with soaring ceilings, a wall of windows, and a striking stone fireplace. A private office with fireplace and rich woodwork provides an ideal work-from-home retreat, while the formal dining room offers a timeless setting for holiday gatherings and celebrations. The luxurious primary suite completes the main level with a spacious sitting area, direct access to the backyard patio, dual walk-in closets, and a spa-like bath designed for relaxation. At the heart of the home, the gourmet kitchen is a chefs dream, equipped with granite countertops, custom cabinetry, a Jenn-Air gas range, dual cooktops, a wine refrigerator, and a generous pantry. The adjoining breakfast nook overlooks the private backyard and pool, providing the perfect spot to start each day. Upstairs, a second primary suite offers its own full bath, joined by two additional bedrooms, one with an ensuite and another with access to a nearby half bath. The finished lower level is designed for entertaining, especially during football season. A stone-surround fireplace creates warmth and ambiance, while the custom bar makes hosting effortless. A full bathroom adds convenience, and a flexible space offers room for a future bedroom, media area, or fitness space. Step outside to discover a true oasis. The expansive patio provides plenty of room for outdoor dining and lounging, while the sparkling inground pool invites endless summer fun. The pool house, complete with an attached garage, extends the entertaining space and enhances the resort feel. Surrounded by mature landscaping, this property is a private retreat that feels like a destination all its own, where everyday living is elevated and unforgettable.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
Hampton Elementary SchoolGrades PK-51.7 mi
4/10
Handy Middle SchoolGrades 6-84.3 mi
6/10

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Basement
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Range/Oven,Refrigerator,Gas Water Heater
  • Laundry features: First Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full

Bathroom1

  • Features: Ceramic
  • Level: First
  • Area: 182

Bathroom2

  • Features: Ceramic
  • Level: Second
  • Area: 48

Bathroom3

  • Features: Ceramic
  • Level: Second
  • Area: 32

Bathroom4

  • Features: Ceramic
  • Level: Basement
  • Area: 56

Bedroom1

  • Features: Ceramic
  • Level: First
  • Area: 350

Bedroom2

  • Features: Carpet
  • Level: Second
  • Area: 196

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 210

Bedroom4

  • Features: Carpet
  • Level: Second
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Dining Room

  • Features: Carpet
  • Level: First
  • Area: 176

Family Room

  • Features: Carpet
  • Level: Basement
  • Area: 1271

Features

  • Cathedral/Vaulted Ceiling
  • Flooring: Hardwood,Ceramic Tile,Carpet,Wood
  • Number of fireplaces: 2
  • Fireplace features: Basement
  • Fireplace: Yes
  • Finished area below ground: 2,000
  • Finished area above ground: 3,517

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,517
  • Total interior livable area: 5,517 sqft

Kitchen

  • Features: Ceramic
  • Level: First
  • Area: 345

Living Room

  • Features: Carpet
  • Level: First
  • Area: 390

Property

Details

  • Parcel number: 070J0500000100
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Has spa: Yes
  • Spa features: Bath
  • Frontage type: Road
  • Frontage length: 234

Lot

  • Lot size: 2.71 Acres
  • Features: Wooded
  • Lot size dimensions: 234 x 504

Parking

  • Total spaces: 5
  • Parking features: Garage,Attached,Electric in Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tornado
Hail
Lightning
Tsunami

FEMA Declared Disasters in Bay County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,557$66,684
Home Insurance *$664$7,968
Property Taxes $1,373$16,476
Electricity $601$7,221
Total$8,195$98,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$280,971/yr
40% on housing$245,850/yr
45% on housing$218,533/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 48732$112
Bay County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 48732$121
Bay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$1,140,000
2025-12-29Listing removed$1,140,000
2025-09-25Price change$1,140,000
2025-08-22Listed for sale$1,189,000
2020-09-26Listing removed$664,900
2020-06-18Price change$664,900
2020-06-06Price change$635,000
2020-05-12Price change$639,000
2020-04-08Listed for sale$649,900
2019-11-08Listing removed$639,900
2019-07-23Price change$639,900
2019-06-05Price change$649,900
2019-05-06Listed for sale$659,900
2018-11-06Listing removed$675,000
2018-05-29Price change$675,000
2018-05-03Listed for sale$699,999
2018-02-26Listing removed$699,900
2016-05-21Price change$699,900
2016-01-19Listed for sale$725,000
2015-05-20Listing removed$717,700
2015-01-20Price change$717,700
2014-04-19Price change$750,000
2013-12-05Price change$778,700
2013-11-21Price change$783,700
2013-11-02Listed for sale$793,700

For Sale by Agent

AgentChristina Reimer
BrokerageRE/MAX of Midland

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