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5605 N Shore Rd, Pinconning, MI, 48650

4beds
3baths
3,108sqft
$449,900
$145price/sqft
$3,663/moest. monthly cost
$146,520/yrincome needed

About This Home

Stunning on Shore! This beautifully maintained home offers 3 bedrooms and 3 full baths, set on just over 2 acres of peaceful property. Step inside to an open layout filled with natural light, creating a warm and inviting atmosphere throughout. The first-floor primary en suite provides comfort and convenience, while the spacious bonus room above the 2-car garage offers endless possibilities, perfect for a home office, guest space, or playroom. Outside, you’ll find a pole barn ideal for storage, hobbies, or extra workspace. A perfect blend of space, function, and charm, don’t miss this one!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Pinconning Middle SchoolGrades 6-83.6 mi
5/10
Pinconning High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2012

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer

Basement

  • Basement: None,Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bedroom1

  • Features: Carpet
  • Level: First
  • Area: 352

Bedroom2

  • Features: Carpet
  • Level: Second
  • Area: 216

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 264

Bedroom4

  • Level: Second
  • Area: 448

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Wood
  • Finished area below ground: 0
  • Finished area above ground: 3,108

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,108
  • Total interior livable area: 3,108 sqft

Kitchen

  • Features: Wood
  • Level: First
  • Area: 255

Living Room

  • Features: Carpet
  • Level: First
  • Area: 616

Property

Details

  • Parcel number: 12000130003000
  • Special condition: Private

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Spa/Hot Tub
  • Frontage type: Road
  • Frontage length: 200

Lot

  • Lot size: 2.30 Acres
  • Lot size dimensions: 200 x 500

Parking

  • Total spaces: 2
  • Parking features: Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$333$3,996
Property Taxes $717$8,604
Electricity $339$4,068
Total$3,663$43,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,588/yr
40% on housing$109,890/yr
45% on housing$97,680/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 48650$128
Bay County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 48650$109
Bay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$489,900
2026-04-28Listed for sale$499,900
2026-04-17Listing removed--
2026-01-12Listed for sale$529,000
2025-11-21Listing removed--
2025-10-08Price change$554,000
2025-09-04Listed for sale$579,000
2018-12-14Sold$267,500
2017-04-25Listed for sale$309,000

For Sale by Agent

AgentThe Batch Klimek Group
BrokerageRE/MAX Results

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