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640 S Midland Ave, Rockdale, IL, 60436

5beds
3baths
1,504sqft
$289,900
$193price/sqft
$2,325/moest. monthly cost
$93,000/yrincome needed

About This Home

(Great Price Improvement $25000 drop) ready to sell (Did you say you are looking for related living) here it is all brick ranch, with five bedrooms total, hardwood floors, with appliances, two kitchens, two and a half bathrooms, two car garage detached with an additional one car detached garage, all concrete driveway Conveniently located near schools, parks, shopping, and more-schedule your showing today! View this house with a little TLC this would be your home forever.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
2/10

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dryer
  • Laundry features: Gas Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Bedroom4

  • Features: Flooring (Tile)
  • Level: Basement
  • Area: 225
  • Dimensions: 15X15

Bedroom5

  • Features: Flooring (Tile)
  • Level: Basement
  • Area: 90
  • Dimensions: 10X9

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Tile)
  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,504 sqft

Kitchen

  • Features: Flooring (Tile)
  • Level: Main
  • Area: 90
  • Dimensions: 10X9

Kitchen2Nd

  • Level: Basement
  • Area: 100
  • Dimensions: 10X10

Laundry

  • Level: Basement
  • Area: 64
  • Dimensions: 8X8

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 378
  • Dimensions: 21X18

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 270
  • Dimensions: 18X15

Other

  • Level: Basement
  • Area: 400
  • Dimensions: 16X25

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 3007173200150000
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 9,072 sqft
  • Features: Corner Lot
  • Lot size dimensions: 81X112

Parking

  • Total spaces: 3
  • Parking features: Concrete,Garage Door Opener,Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$223$2,676
Property Taxes $507$6,084
Electricity $130$1,569
Total$2,325$27,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,714/yr
40% on housing$69,750/yr
45% on housing$62,000/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 60436$166
Will County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 60436$178
Will County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$289,900
2026-07-22Price change$289,900
2026-07-13Listed for sale$314,900
1998-03-02Sold$78,000

For Sale by Agent

AgentJoe Contreras
BrokerageKarges Realty

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