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3101 Peninsula Rd APT 219, Oxnard, CA, 93035

1beds
1baths
725sqft
$525,000
$724price/sqft
$3,659/moest. monthly cost
$146,360/yrincome needed

About This Home

EVERY SUNSET IS YOURS! Arguably one of the finest view locations in Channel Islands Harbor, this spectacular waterfront condominium captures breathtaking panoramic west-facing views spanning the sparkling harbor, Hollywood Beach, the Pacific Ocean, and the dramatic silhouettes of Anacapa and Santa Cruz Islands. Watch sailboats drift by, enjoy the ever-changing harbor activity, and experience unforgettable sunsets from virtually every room.Completely rebuilt from the studs in recent years, this turnkey coastal retreat showcases the highly desirable San Miguel floor plan, thoughtfully designed so every living space faces the water. The open-concept design is finished in a timeless coastal palette with crisp white cabinetry, granite countertops, and abundant natural light, creating an inviting home equally suited for full-time living, weekend escapes, or effortless entertaining.Beyond your front door awaits one of Southern California's most desirable waterfront lifestyles. Stroll miles of scenic harbor-front walking and biking paths, enjoy waterfront restaurants, coffee houses, a weekly Sunday Farmers & Fishermen's Market, summer Concerts by the Sea, art festivals, holiday boat parades, and the Channel Islands Maritime Museum. Across the harbor, discover wide, uncrowded beaches known for swimming, surfing, paddleboarding, kayaking, and dog-friendly shoreline. Just 11 miles offshore, Channel Islands National Park offers world-class diving, fishing, whale watching, wildlife, and unforgettable island adventures.This resort-style community features pools, spa, tennis courts, saunas, clubhouse, outdoor BBQ areas, elevator access, deeded enclosed garage parking, guest parking, and multiple indoor laundry facilities.HOA dues provide exceptional value by including utilities, insurance, maintenance, professional management, Marina Club membership, guest parking, and the land lease--making this one of the most affordable opportunities to own a waterfront-view home with outstanding amenities on the California coast.Perfectly positioned between Malibu and Santa Barbara, yet a world away from city congestion, this beautifully maintained residence also offers a proven furnished rental history, making it an exceptional investment, vacation getaway, or low-maintenance primary home. Simply arrive, relax, and start living the Harbor lifestyle.

Getting Around

43
WalkingCar-Dependent
22
TransitMinimal Transit
61
BikeBikeable

Schools

3/10
5/10
Oxnard High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 1974

Other

  • Builder model: San Miguel

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave
  • Laundry features: Common Area,Inside

Bathroom

  • Features: Granite Counters

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,All Bedrooms Down
  • Fireplace features: None
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Electric
  • Cooling features: None

Interior Area

  • Total interior livable area: 725 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Remodeled,Updated Kitchen

Property

Details

  • Parcel number: 2060350385
  • Attached to another structure: Yes
  • On leased land: Yes
  • Lease amount: 170
  • Land lease expiration date: 4102358400000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Heated,Association
  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: In Ground
  • Fencing: Vinyl
  • Has view: Yes
  • View description: City Lights,Coastline,Harbor,Landmark,Marina,Ocean,Panoramic,Water
  • Has water view: Yes
  • Water view: Coastline,Harbor,Marina,Ocean,Water
  • On waterfront: Yes
  • Waterfront features: Navigable Water,Ocean Access,Ocean Front,Ocean Side Of Freeway

Lot

  • Features: Near Park,Sprinklers None

Parking

  • Total spaces: 120
  • Parking features: Assigned,Controlled Entrance
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$75$900
Property Taxes $532$6,384
Electricity $398$4,786
Total$3,659$43,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,451/yr
40% on housing$109,770/yr
45% on housing$97,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$724This listing

vs Other Active Listings

Avg $/sqft

ZIP 93035$669
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93035$626
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$525,000
2025-01-03Listing removed$2,250
2024-12-19Listed for rent$2,250
2024-12-18Listing removed$2,250
2024-12-13Listed for rent$2,250
2024-11-25Listing removed$2,395
2024-09-13Listed for rent$2,395
2024-07-10Listing removed--
2024-06-08Price change$2,395
2024-05-17Price change$2,450
2024-04-16Price change$2,475
2024-04-06Price change$2,500
2024-03-10Price change$2,595
2024-02-09Listed for rent$2,700
2017-08-04Listing removed$1,700
2017-06-28Price change$1,700
2017-06-08Listed for rent$1,800
2017-05-25Listing removed$339,000
2017-04-06Listed for sale$339,000
2004-09-30Sold$385,000

For Sale by Agent

AgentSusan O'Brien
BrokerageRE/MAX Gold Coast-Beach Office

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