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1321 Muirkirk Ct, Folsom, CA, 95630

4beds
3baths
2,492sqft
$875,000
$351price/sqft
$6,073/moest. monthly cost
$242,920/yrincome needed

About This Home

FULLY RENOVATED May 2026 and MOVE-IN READY. Quiet private CUL-DE-SAC with Sunset, Golf Course & Wetlands Views! Open 4bd/2.5ba floorplan with High Ceilings! 3 Car Garage with long driveway and largest lot size in community with huge backyard Located in the exclusive Empire Ranch Neighborhood with lowest HOA fees ($57/mo) and irreplaceable $50k golf course view (actual premium previously paid over identical neighbor builds)! Extra quiet and privacy-focused community with no neighbors on two sides (with view of golf course 10th/18th holes and natural mountains of El Dorado Hills). Surrounded by nature and far from new builds/condo developments to maintain home value. Perfect community for families with children and avid golfers! Enroll in Folsom's best schools not available to new builds: walking distance to Empire Oakes Elementary and <10 minute drive to Folsom Middle School and Vista Del Lago High. Quiet and safe community with no through traffic to play outdoors and walk to Golf Course, Folsom Lake, and El Dorado Hills hiking. Student golfers can walk to the clubhouse in <10 minutes along the cul-de-sac trail, play a full round of golf after 3pm for just $5, and end up next door to home by sunset. INTERIOR: New 2026 Interior Paint and New 2026 LVP Flooring/ Baseboard! This bright home shows natural light with lots of windows, vaulted ceiling, formal living/dining rooms and over-sized family room featuring built-in fireplace ceiling fan and TV cove. KITCHEN: Functional kitchen upgrades with BRAND NEW 2026 Quartz countertop, 2026 Stainless Steel Built-in Oven 2026 5-Burner Cooktop Dishwasher and Microwave (ALL UNUSED!). 2023 Kitchen Disposal (never used and fully functional). BATHROOM: Brand-new 2026 Sinks/Faucets and 2026 Lighting which highlight plenty of Cabinetry! 2026 Brand-New Quartz countertops, 2026 Designer Faucets, 2026 Designer Lighting Fixtures and 2026 Undermount Sink. BATHROOM: Private spa-like master suite bathroom features 2 walk-in closets, shower stall and soaking tub with 2x brand-new 2026 toilets. DOORS AND WINDOWS: 2026 locks on front/back entrances 2026 backyard Patio door glass. EXTERNAL: Newly planted 2026 backyard lawn with 2026 sprinkler system. 2023 maintenance-free front stone landscape with heavy-duty weed fabric. Recently upgraded 2023 Premium 4-ton Goodman AC System w/10yr warranty and 2022 backyard fences (both sides).

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
9/10
Folsom Middle SchoolGrades 6-82.4 mi
10/10

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Gas Cooktop,Dishwasher,Disposal,Microwave
  • Laundry features: Laundry Room,Upper Level,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Breakfast Nook,Formal Room

Features

  • Flooring: Tile,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,492 sqft

Kitchen

  • Features: Pantry Closet,Quartz Counter,Kitchen Island

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Tub,Quartz,Walk-In Closet 2+,Window

Property

Details

  • Parcel number: 07116200110000
  • Zoning: R
  • Special condition: Standard

Lot

  • Lot size: 6,825 sqft
  • Features: Auto Sprinkler F&R

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Inland Flooding
Wildfire

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$190$2,280
Property Taxes $925$11,100
Electricity $534$6,412
Total$6,073$72,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,217/yr
40% on housing$182,190/yr
45% on housing$161,946/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$351This listing

vs Other Active Listings

Avg $/sqft

ZIP 95630$326
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95630$370
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$875,000
2026-07-08Price change$875,000
2026-05-27Listed for sale$889,000
2005-11-10Sold$545,000
2001-12-13Sold$328,500
2001-09-15Sold$386,405

For Sale by Agent

AgentYvonne Yu
BrokerageYvonne Yu Realty

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