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153 Flat Rock Ct, Folsom, CA, 95630

5beds
5baths
3,900sqft
$1,399,000
$359price/sqft
$9,615/moest. monthly cost
$384,600/yrincome needed

About This Home

Stunning custom home with elevated setting, unobstructed treetop/sunset views and natural light. Home lives like a single story with first floor primary suite, Living Room, Family Room, Remodeled Kitchen, and Dining Room. This exceptional residence offers nearly 4,000 sq. ft. of living space designed with both elegance and livability in mind. Featuring four/FIVE ensuite bedrooms, the primary suite is conveniently located on the main level and includes a private office with built-in bookcase. A formal dining room showcases a stunning chandelier. The newly remodeled kitchen is truly remarkable, featuring state-of-the-art Monogram appliances including dual 30 red panel refrigerators (white panels also included), an all-gas professional range with six burners and griddle, Wi-Fi SmartHQ control, professional 48'' hood, and 24'' Miele dishwasher. A statement five-in-one wall oven with 120V Advantium Technology, white cabinetry with abundant storage, and a massive waterfall island complete this showpiece kitchen, which opens seamlessly to the family room with serene views of the treed backyard and pool. Upstairs, discover 3-4 ensuite bedrooms, OR A spacious entertainment room, and a private deck perfect for relaxation or recreation. Outdoors, enjoy three expansive decks ideal for entertaining and gatherings. A three-car, high ceilings, garage provides generous built-in storage. Home was just recently painted on the exterior. Located on a cul-de-sac within the American River Canyon North community on a .27-acre lot. Voluntary HOA only $100/year and no Mello-Roos an absolute gem

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
Sutter Middle SchoolGrades 6-82.8 mi
1/10
Folsom Lake High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Raised
  • Roof: Tile
  • Construction materials: Stucco

Other

  • Builder name: Kenneth Dev.

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Gas Water Heater,Built-In Refrigerator,Range Hood,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker
  • Laundry features: Laundry Room,Cabinets,Sink,Upper Level,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1

Dining Room

  • Features: Bar,Dining/Family Combo,Space in Kitchen,Formal Area

Features

  • Flooring: Carpet,Simulated Wood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Double Sided,Raised Hearth,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,900 sqft

Kitchen

  • Features: Pantry Cabinet,Pantry Closet,Quartz Counter,Kitchen Island,Stone Counters,Island w/Sink,Kitchen/Family Combo

Master Bathroom

  • Features: Closet,Shower Stall(s),Double Vanity,Tile,Walk-In Closet(s),Window

Master Bedroom

  • Features: Closet,Ground Floor

Property

Details

  • Parcel number: 22705600230000
  • Zoning: R-1-ML
  • Special condition: Trust

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Above Ground,In Ground,On Lot,Fenced,Gunite,Solar Heat
  • Exterior features: Balcony,Fire Pit
  • Fencing: Back Yard,Metal,Wood,Fenced
  • Topography of land: Lot Grade Varies,Trees Many,Rock Outcropping,Lot Grade Varies,Trees Many,Rock Outcropping

Lot

  • Lot size: 0.28 Acres
  • Features: Sprinklers In Front,Cul-De-Sac,Dead End,Street Lights

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,074$84,888
Home Insurance *$304$3,648
Property Taxes $1,401$16,812
Electricity $836$10,035
Total$9,615$115,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$329,657/yr
40% on housing$288,450/yr
45% on housing$256,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$359This listing

vs Other Active Listings

Avg $/sqft

ZIP 95630$326
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95630$370
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Price change$1,399,000
2026-06-18Price change$1,495,000
2026-06-02Listed for sale$1,550,000
2025-11-20Listing removed$1,495,000
2025-10-28Listed for sale$1,495,000
2025-10-22Contingent$1,495,000
2025-10-14Listed for sale$1,495,000
2004-03-11Sold$770,000
2003-03-28Sold$639,000
2001-06-14Sold$148,000

For Sale by Agent

AgentMae Serkin
BrokerageMae Serkin Realty

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