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244 Caples Dr, Folsom, CA, 95630

2beds
2baths
1,130sqft
$495,000
$438price/sqft
$3,522/moest. monthly cost
$140,880/yrincome needed

About This Home

Welcome to this beautifully maintained home in the desirable Canyon Falls Village community of Folsom. Offering the perfect blend of comfort, convenience, and low-maintenance living, this residence is part of the Canyon Falls Village HOA, where residents enjoy a well-kept neighborhood in a prime Folsom location. Inside, you'll find soaring ceilings, abundant natural light, rich hardwood flooring, and an open-concept layout designed for both everyday living and entertaining. The inviting living room features a cozy fireplace and sliding glass doors that open to a private patio, creating a seamless indoor-outdoor flow. The well-appointed kitchen offers generous cabinetry, ample counter space, a gas range, and an adjacent dining area perfect for casual meals or gathering with friends and family. Comfortable bedrooms, including a spacious primary suite, provide peaceful retreats, while the private patio offers an ideal setting for morning coffee, relaxing evenings, or easy outdoor living. Ideally located just minutes from shopping, dining, parks, miles of scenic walking and biking trails, Historic Folsom, and the Palladio, this home combines an exceptional location with an easy-care lifestyle. Whether you're looking for your first home, downsizing, or adding to your investment portfolio, this move-in ready property is an outstanding opportunity in one of Folsom's most convenient communities. Welcome Home!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
67
BikeBikeable

Schools

8/10
Sutter Middle SchoolGrades 6-82.2 mi
1/10
Folsom Lake High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Dishwasher,Microwave,Free-Standing Gas Oven
  • Laundry features: Cabinets,Hookups Only,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,130 sqft

Kitchen

  • Features: Pantry Cabinet,Kitchen/Family Combo,Tile Counters

Property

Details

  • Parcel number: 22705800850000
  • Zoning: R-1-M
  • Special condition: Standard

Lot

  • Lot size: 3,149 sqft
  • Features: Auto Sprinkler F&R,Curb(s)/Gutter(s),Shape Regular,Street Lights,Landscape Back,Landscape Front,Landscaped,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$107$1,284
Property Taxes $515$6,180
Electricity $398$4,786
Total$3,522$42,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,754/yr
40% on housing$105,660/yr
45% on housing$93,920/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$438This listing

vs Other Active Listings

Avg $/sqft

ZIP 95630$326
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95630$370
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$495,000
2016-06-28Sold$350,000
2003-03-28Sold$262,500
2002-09-16Sold$234,000

For Sale by Agent

AgentKenneth McNinch
BrokerageeXp Realty of California Inc.

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