




5500 Tierra Gardens Ln, Carmichael, CA, 95608
About This Home
Ideally located just minutes to Jesuit High School, including Victory Christian School and approximately 12-15 minutes to St. Francis High School, with additional private and charter school options including Sacramento Country Day School all within close reach, this location offers exceptional convenience for a variety of educational preferences. Tucked within one of Carmichael's most desirable and intimate communities, this beautifully maintained residence is part of an exclusive enclave of just 15 homes, ideally backed to a quieter, lower-traffic street, offering a rare sense of charm and tranquility. From the moment you arrive, lush landscaping and inviting curb appeal, enhanced by HOA-maintained front landscaping set the tone for what awaits inside. Sunlight pours through expansive windows, illuminating soaring ceilings and creating a light, airy ambiance that feels both welcoming and refined. Thoughtfully designed for everyday living and effortless entertaining, the home offers five bedrooms and three full bathrooms, including a highly desirable main-level bedroom and full bath ideal for guests or multigenerational living. A spacious game room adds flexibility, perfect for recreation, media, or a private retreat. At the heart of the home, the kitchen flows seamlessly into the main living areas, creating a natural space for gathering and connection. Well-appointed with an island featuring a built-in sink, extensive cabinetry, and generous prep space, it blends functionality with everyday ease. Expansive windows frame views of the beautifully landscaped backyard, enhancing the home's warm, light-filled ambiance. Step outside to a serene, resort-inspired backyard where mature trees, lush greenery, and thoughtfully curated landscaping create a beautiful and inviting setting. A covered patio offers the perfect space for shaded outdoor dining or relaxing, while the built-in pool invites refreshing enjoyment on warm days. The outdoor BBQ area sets the stage for effortless entertaining, all surrounded by a picturesque landscape that brings a sense of calm and natural beauty to everyday living. This is a must see!
Getting Around
Schools
Construction
Condition
- Year built: 2002
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Range Hood,Dishwasher,Microwave
- Laundry features: Laundry Room,Cabinets,Sink,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Formal Area
Features
- Flooring: Carpet,Tile
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Fireplace(s)
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 3,062 sqft
Kitchen
- Features: Pantry Cabinet,Granite Counters,Island w/Sink,Tile Counters
Master Bathroom
- Features: Shower Stall(s),Double Vanity,Tub,Walk-In Closet(s),Window
Property
Details
- Parcel number: 27203600010000
- Zoning description: R-1
- Special condition: Standard
Features
- Private pool: Yes
- Pool features: In Ground,Pool/Spa Combo,Fenced
- Exterior features: Outdoor Kitchen,Outdoor Grill
Lot
- Lot size: 8,755 sqft
- Features: Auto Sprinkler F&R,Dead End
Parking
- Total spaces: 3
- Parking features: Attached,Restrictions
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Sacramento County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,171 | $50,052 |
| Home Insurance * | $231 | $2,772 |
| Property Taxes | $835 | $10,020 |
| Electricity | $656 | $7,879 |
| Total | $5,893 | $70,716 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $899,900 |
| 2026-04-12 | Pending sale | $899,900 |
| 2026-04-10 | Listed for sale | $899,900 |
| 2015-04-17 | Sold | $545,000 |
| 2015-02-24 | Price change | $565,000 |
| 2015-02-19 | Listed for sale | $590,000 |
| 2015-02-12 | Pending sale | $590,000 |
| 2015-01-17 | Price change | $590,000 |
| 2014-10-10 | Listed for sale | $650,000 |
| 2009-07-30 | Sold | $590,000 |
| 2002-09-27 | Sold | $493,000 |
For Sale by Agent
