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3485 SUNSET KEY CIRCLE #101, Punta Gorda, FL, 33955

3beds
2baths
1,545sqft
$399,000
$258price/sqft
$2,914/moest. monthly cost
$116,560/yrincome needed

About This Home

Rarely available first floor marina front condo. Located in Burnt Store Marina, Southwest Florida's largest boating facility, this well maintained 3 bedroom, 2 bathroom, 2 car garage home offers spectacular views of the marina's north basin. Enjoy coastal breezes on the lanai and watch the local wildlife and boats coming and going. The entire community is gated and Prosperity Point is also gated for additional security. Enjoy two community pools, miles of walking and biking paths, and a waterfront restaurant in this vibrant golf cart friendly setting. Burnt Store Marina can accommodate vessels up to 100' and drafts of 7'. There are no fixed bridges for unfettered sailboat access and the marina is only 10 miles to the Gulf. Wet and dry storage available for boats of all kinds (subject to availability). This pet-friendly condo is in excellent condition and is offered turn-key furnished. Amenities available for an additional fee include golf, tennis, pickleball, boat ramp, fitness center, boat rentals and a yacht club. Call for a private tour today and say hello to the numerous manatees that inhabit the basin right out your back door.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
Mariner Middle SchoolGrades 6-87.7 mi
3/10
Mariner High SchoolGrades 9-127.5 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Florida
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Closet

Balcony Porch Lanai

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 128
  • Dimensions: 8x16

Bathroom2

  • Features: Tub With Shower
  • Level: First
  • Area: 40
  • Dimensions: 5x8

Bathroom3

  • Features: Ceiling Fan(s),No Closet
  • Level: First
  • Area: 143
  • Dimensions: 11x13

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 80
  • Dimensions: 8x10

Features

  • Ceiling Fan(s),Crown Molding,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,545
  • Total interior livable area: 1,545 sqft

Kitchen

  • Features: Ceiling Fan(s),Pantry,Breakfast Bar
  • Level: First
  • Area: 120
  • Dimensions: 10x12

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 285
  • Dimensions: 15x19

Primary Bathroom

  • Features: Dual Sinks,Shower No Tub,Garden Bath,Water Closet/Priv Toilet
  • Level: First
  • Area: 143
  • Dimensions: 11x13

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 255
  • Dimensions: 15x17

Property

Details

  • Parcel number: 0143220200000.001A
  • Zoning: RM2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch,Screened
  • Exterior features: Irrigation System,Lighting,Rain Gutters
  • Has view: Yes
  • View description: Water,Marina
  • Has water view: Yes
  • Water view: Water,Marina
  • On waterfront: Yes
  • Waterfront features: Waterfront,Marina,Bay/Harbor Access,Gulf/Ocean Access,Marina Access,Bridges - No Fixed Bridges,Sailboat Water,Seawall
  • Waterbody name: BURNT STORE MARINA NORTH BASIN
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 3,562 sqft
  • Features: In County,Landscaped,Level,Near Golf Course,Near Marina
  • Lot size dimensions: 46 x 85

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Side,Guest,Off Street,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$166$1,992
Property Taxes $534$6,408
Electricity $197$2,366
Total$2,914$34,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,908/yr
40% on housing$87,420/yr
45% on housing$77,706/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 33955$177
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33955$200
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Price change$399,000
2026-05-14Listed for sale$419,000
2026-03-19Listing removed$5,500
2026-02-16Price change$5,500
2025-03-24Price change$5,400
2024-07-11Listing removed$449,000
2024-04-16Price change$449,000
2024-02-27Price change$474,900
2024-01-03Price change$499,000
2023-10-19Price change$524,900
2023-05-25Listed for sale$549,900
2022-08-05Listed for rent$4,800
2020-11-12Sold$330,000
2020-09-23Pending sale$360,000
2020-08-17Listed for sale$360,000
2010-02-19Sold$217,500
2009-06-20Listing removed$290,000
2009-04-29Listed for sale$290,000
2002-09-26Sold$211,000
1999-08-27Sold$265,000

For Sale by Agent

AgentBrian Young, Jr
BrokerageFIVE STAR REALTY OF CHARLOTTE

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