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28871 Bermuda Lago CT #304, Bonita Springs, FL, 34134

2beds
2baths
1,383sqft
$369,000
$267price/sqft
$2,804/moest. monthly cost
$112,160/yrincome needed

About This Home

West of US 41 Under $400k. Rarely available, top-floor residence in the meticulously maintained, gated community of Bermuda Lago. This 2-bedroom plus den, 2-bath sanctuary, with a private, detached 1-car garage, offers a timeless, redesigned interior. The open-concept living space features vaulted ceilings , gallery lighting, French Oak wood tile, and espresso carpeting. Bathrooms boast Carrera Marble and Basalt tile. The kitchen includes quartz countertops, ample storage, a spacious pantry , and a custom enclosed coffee/laundry area. The owner’s suite has lanai access, a custom walk-in closet, and an en-suite with floating vanities. The second bedroom and den are well-proportioned. Indoor/outdoor living flows seamlessly to a private, screened lanai with Sunbrella curtains. Move-in ready with significant updates: new roof (2020), AC (2022), and water heater (2024). The garage features an epoxy floor and attic storage. Furniture is negotiable. Location location: Minutes from Bermuda Lago a vibrant tapestry of cultural attractions, pristine natural beauty and sophisticated urban amenities awaits. Immerse yourself in the performing arts at Artis—Naples, Southwest Florida's premier destination for world-class music, theater and visual arts. Indulge in the unparalleled allure of Southwest Florida's top-rated sugar-sand beaches; For those seeking an elevated retail and culinary experience, there is an array of world-class shopping and dining destinations. Explore the chic boutiques and diverse eateries of Mercato or discover luxury brands and exquisite cuisine at The Waterside Shops. The charming streets of Old Naples offer a delightful mix of unique shops, art galleries and acclaimed restaurants that are perfect for an evening stroll. Everyday conveniences are also at your fingertips with gourmet grocery options like Whole Foods and the innovative Seed to Table offering a curated selection of fresh, high-quality produce and specialty items. This prime location truly offers a lifestyle of convenience, luxury, and endless entertainment.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bedroom

  • Features: Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining - Living, Eat-in Kitchen

Features

  • French Doors,Pantry,Smoke Detectors,Wired for Sound,Vaulted Ceiling(s),Walk-In Closet(s),Window Coverings,Den - Study,Guest Bath,Laundry in Residence,Screened Lanai/Porch
  • Door features: French Doors
  • Window features: Window Coverings
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,383
  • Total interior livable area: 1,383 sqft

Kitchen

  • Features: Pantry

Property

Details

  • Parcel number: 044825B302702.0304
  • Zoning: RPD

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Patio,Screened Lanai/Porch
  • Exterior features: Storage
  • Has view: Yes
  • View description: Pool/Club
  • Waterfront features: None

Lot

  • Lot size: 9,147 sqft
  • Features: Regular

Parking

  • Total spaces: 1
  • Parking features: Common,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Inland Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$352$4,224
Property Taxes $390$4,680
Electricity $197$2,366
Total$2,804$33,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,137/yr
40% on housing$84,120/yr
45% on housing$74,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 34134$842
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 34134$435
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-01Price change$369,000
2026-01-16Listed for sale$389,000
2025-12-14Listing removed$410,000
2025-07-02Listed for sale$410,000
2023-03-06Sold$400,000
2023-01-27Listed for sale$499,000
2023-01-27Pending sale$499,000
2022-11-25Price change$499,000
2022-10-31Price change$515,000
2022-10-14Listed for sale$535,000
2022-09-19Listing removed--
2022-07-30Listed for sale$525,000
2000-01-13Sold$123,800

For Sale by Agent

AgentKathryn Zangrilli
BrokerageBroker Brothers LLC

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