4561 Smugglers Dr, Captiva, FL, 33924
About This Home
Adorable island cottage on beautiful North Captiva Island with classic beach style. This bungalow offers three sleeping rooms, making great use of the space. The living room and kitchen area are full of charm with tongue-and-groove wood walls, an authentic coastal retreat style. The two levels of decking are great for watching sunsets and gathering with the family. The home is located on a valuable oversized lot, just a short stroll or golf cart ride to the nearest beach access. Plenty of room to add on or install a large pool and outdoor entertainment area. Impact windows and sliders throughout, plus new hardie-board siding. Don't miss out on the chance to affordably obtain your beach house dream goal on this one-of-a-kind island!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1984
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
- Construction materials: Other,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Florida,Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Living/Dining Room,None,Vaulted Ceiling(s),Loft,Loft,Great Room
- Window features: Impact Glass
- Flooring: Carpet,Tile,Wood
Heating & Cooling
- Heating features: Zoned
- Cooling features: Ceiling Fan(s),Zoned
Interior Area
- Total structure area: 891
- Total interior livable area: 891 sqft
Property
Details
- Parcel number: 0545211700003.0040
- Lease amount: 0
- Zoning description: RS-1
Features
- Levels: Two
- Stories: 2
- Exterior features: Security/High Impact Doors,None
- Has view: Yes
- View description: Gulf,Partial
- Has water view: Yes
- Water view: Gulf
- Waterfront features: None
Lot
- Lot size: 0.26 Acres
- Features: Oversized Lot
- Lot size dimensions: 102 x 125 x 90 x 125
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,210 | $38,520 |
| Home Insurance * | $80 | $960 |
| Property Taxes | $769 | $9,228 |
| Electricity | $197 | $2,366 |
| Total | $4,256 | $51,072 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Price change | $654,900 |
| 2026-03-24 | Price change | $674,900 |
| 2025-11-22 | Price change | $684,900 |
| 2025-10-01 | Listed for sale | $699,900 |
| 2025-09-03 | Listing removed | $719,900 |
| 2025-08-10 | Price change | $719,900 |
| 2025-07-29 | Price change | $739,900 |
| 2025-06-29 | Price change | $759,900 |
| 2025-05-28 | Price change | $779,900 |
| 2025-04-17 | Price change | $799,900 |
| 2024-09-12 | Price change | $829,000 |
| 2024-07-26 | Listed for sale | $849,000 |
| 2021-09-10 | Sold | $495,000 |
| 2021-07-17 | Pending sale | $519,000 |
| 2021-07-10 | Listed for sale | $519,000 |
| 2012-09-19 | Sold | $180,000 |
| 2012-06-24 | Listed for sale | $250,000 |
| 2012-04-28 | Listing removed | $250,000 |
| 2011-10-29 | Listed for sale | $250,000 |
| 2003-02-18 | Sold | $332,500 |
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