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2562 SW 27th Pl, Cape Coral, FL, 33914

3beds
2baths
2,178sqft
$834,500
$383price/sqft
$6,123/moest. monthly cost
$244,920/yrincome needed

About This Home

Stunning Waterfront Home with Direct Gulf Access — No Bridges! Enjoy breathtaking water views from this custom-built home featuring 3 spacious bedrooms, a den, and 2 bathrooms. Designed for both comfort and entertaining, the open-concept layout includes two inviting family rooms that flow seamlessly into a chef’s kitchen with granite countertops, solid wood cabinetry, and stainless steel appliances. A formal dining room offers the perfect setting for family gatherings and special occasions. This home is digitally furnished in a modern luxury styling to enhance the soaring vaulted ceiling and the natural cream and stunning wood design accents. The owner’s suite features elegant bamboo flooring and serene views of the pool deck and canal, while each guest bedroom includes a private patio and walk-in closet for added comfort and privacy. Step outside to your own tropical oasis with lush landscaping, wide canal views, and direct boating access. The private dock features a boat lift, captain’s walk, and tiki hut, making it a true boater’s dream. Additional features include impact glass windows and doors, electric roll-down shutters, and an elevated construction for peace of mind — this home has never flooded. Whether you’re seeking a full-time residence or a seasonal waterfront retreat, this property perfectly combines luxury, comfort, and Florida lifestyle living.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

8/10
Gulf Elementary SchoolGrades PK-51.4 mi
6/10
Trafalgar Middle SchoolGrades 6-81.6 mi
3/10
Ida S. Baker High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1991

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bathtub,Separate/Formal Dining Room,Pantry,Separate Shower,Vaulted Ceiling(s),Split Bedrooms,Den
  • Window features: Impact Glass
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,718
  • Total interior livable area: 2,178 sqft

Property

Details

  • Parcel number: 324423C205973.0240
  • Lease amount: 0
  • Zoning description: R1

Features

  • Private pool: Yes
  • Pool features: Concrete,Electric Heat,Heated,In Ground,Screen Enclosure
  • Exterior features: Security/High Impact Doors,None,Shutters Electric
  • Has spa: Yes
  • Spa features: Electric Heat,Gunite,In Ground,Screened
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Access,Seawall

Lot

  • Lot size: 10,585 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 78 x 125 x 93 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,219$50,628
Home Insurance *$492$5,904
Property Taxes $1,193$14,316
Electricity $219$2,630
Total$6,123$73,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,931/yr
40% on housing$183,690/yr
45% on housing$163,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$383This listing

vs Other Active Listings

Avg $/sqft

ZIP 33914$364
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33914$253
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$839,500
2026-04-11Price change$844,500
2026-03-29Listed for sale$845,000
2021-05-06Sold$674,900
2011-11-21Sold$335,000
2011-09-03Price change$354,900
2011-07-22Price change$344,900
2011-07-11Price change$359,500
2011-06-27Listed for sale$368,500
2011-04-14Listing removed$399,900
2011-04-03Price change$399,900
2011-03-22Price change$424,699
2011-03-02Price change$438,699
2011-02-15Price change$438,799
2011-01-28Price change$438,999
2011-01-23Price change$447,899
2011-01-15Price change$447,999
2010-10-17Price change$449,000
2010-07-10Listed for sale$499,000
2010-04-23Sold$280,000
2010-02-10Listed for sale$295,000
2009-12-14Listing removed$499,000
2009-06-14Listed for sale$499,000
2008-05-28Listing removed$499,900
2008-05-20Price change$499,900
2008-05-07Listed for sale$540,000
2001-07-09Sold$200,000

For Sale by Agent

AgentLacey Dickinson
BrokerageLegacy International Realty

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