532 Lathrop Ter, South Beloit, IL, 61080
About This Home
Welcome to this 3 bedroom,1 bathroom South Beloit home. This ranch house has a cabin-like feel with a large fenced backyard. There is a school and old farmhouse across the street which help give the property a quiet, open setting. This home has tons of potential with low taxes and being located just across from the Beloit, Wisconsin border. These properties are getting harder to find. Come check out this home today.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1945
Materials
- Roof: Shingle
- Construction materials: Siding,Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Refrigerator,Stove/Cooktop,Gas Water Heater
Basement
- Basement: Crawl Space
Bedroom2
- Level: Main
- Area: 80.8
Bedroom3
- Level: Main
- Area: 74.4
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Solid Surface Counters
- Finished area below ground: 0
- Finished area above ground: 873
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 873
- Total interior livable area: 873 sqft
Kitchen
- Level: Main
- Area: 188.1
Living Room
- Level: Main
- Area: 221.76
Master Bedroom
- Level: Main
- Area: 92.8
Property
Details
- Parcel number: 0405376011
Features
- Fencing: Fenced
Lot
- Lot size: 6,969 sqft
- Features: City/Town,Subdivided
Parking
- Parking features: Detached,Garage Door Opener,Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Hail
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $733 | $8,796 |
| Home Insurance * | $87 | $1,044 |
| Property Taxes | $275 | $3,300 |
| Electricity | $130 | $1,569 |
| Total | $1,225 | $14,700 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-31 | Listed for sale | $150,000 |
| 2025-08-20 | Listing removed | $1,150 |
| 2025-08-10 | Listed for rent | $1,150 |
| 2024-09-12 | Listing removed | $1,200 |
| 2024-09-05 | Listed for rent | $1,200 |
| 2023-02-02 | Sold | $65,000 |
| 2023-01-14 | Pending sale | $72,000 |
| 2023-01-10 | Listed for sale | $72,000 |
| 2020-03-23 | Listing removed | $55,000 |
| 2020-02-26 | Listed for sale | $55,000 |
| 2019-11-27 | Sold | $15,500 |
| 2013-02-22 | Listing removed | $17,400 |
| 2013-02-21 | Price change | $17,400 |
| 2013-01-19 | Price change | $22,550 |
| 2012-12-18 | Listed for sale | $26,900 |
| 2003-11-19 | Sold | $48,000 |
| 2002-12-03 | Sold | $22,000 |
For Sale by Agent
View on Zillow