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32628 Ridge Top Ln, Castaic, CA, 91384

5beds
3baths
3,482sqft
$979,000
$281price/sqft
$7,145/moest. monthly cost
$285,800/yrincome needed

About This Home

VIEWS, VIEWS, VIEWS! NO HOA! Welcome to this stunning 5-bedroom, 3-bathroom home offering 3,482 square feet of spacious living, perfectly situated on a quiet cul-de-sac with breathtaking panoramic views of the surrounding mountains and neighborhood. Enjoy the freedom of NO HOA while living in one of the area's most desirable locations.Designed for both everyday living and entertaining, this expansive floor plan features updated laminate wood flooring throughout the entire downstairs, a huge loft perfect for a media room, game room, or home office, and a spacious kitchen complete with granite countertops, walk in pantry abundant cabinetry, and plenty of prep space.The luxurious primary suite is a true retreat, featuring a private balcony where you can take in the spectacular mountain and neighborhood views morning and night. The beautifully updated primary bathroom offers a newly remodeled walk-in shower with stylish tile and a modern glass enclosure, creating a spa-like experience. Step outside into your own private backyard oasis complete with a sparkling pool and spa, making it the perfect place to entertain family and friends or simply relax while enjoying the incredible scenery. Additional features include a whole-house fan for enhanced comfort and energy efficiency, solar, and a 3-car tandem garage providing plenty of room for vehicles, storage, or a home gym. With 5 bedrooms, 3 bathrooms, 3,482 square feet, panoramic views, a pool and spa, a private primary balcony, solar, updated finishes, and NO HOA, this exceptional home offers the perfect combination of luxury, comfort, and everyday functionality. Don't miss your opportunity to own one of the area's premier view homes!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

10/10
Valencia High SchoolGrades 9-126.4 mi
7/10
Castaic Middle SchoolGrades 7-82.7 mi

Construction

Condition

  • Year built: 2002

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside,Laundry Room

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • All Bedrooms Up,Attic,Loft
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Solar
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,482 sqft

Property

Details

  • Parcel number: 2865094017
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Private pool: Yes
  • Pool features: Private
  • Has view: Yes
  • View description: Mountain(s),Neighborhood

Lot

  • Lot size: 7,402 sqft
  • Features: Back Yard,Front Yard,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Avalanche
Earthquake
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters in Los Angeles County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,950$59,400
Home Insurance *$247$2,964
Property Taxes $1,202$14,424
Electricity $746$8,960
Total$7,145$85,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$244,971/yr
40% on housing$214,350/yr
45% on housing$190,533/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 91384$333
Los Angeles County$602

vs Homes Sold Last Month

Median $/sqft

ZIP 91384$399
Los Angeles County$610

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Listed for sale$979,000
2022-10-17Listing removed--
2022-08-15Listed for sale$1,400,000
2021-08-11Listing removed--
2021-08-10Price change$1,500,000
2021-08-07Listed for sale$1,100,000
2020-01-29Listing removed$729,900
2019-10-14Listed for sale$729,900
2002-03-28Sold$361,000

For Sale by Agent

AgentTaylor Kellstrom
BrokerageRE/MAX Gateway

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