




102 Waterford Cir, Rancho Mirage, CA, 92270
About This Home
Waterfront Oasis with FULL SOLAR POWER! As the ultimate expression of the world-renowned Rancho Mirage lifestyle, this exceptionally luxurious estate presents a rare opportunity in the intimate guard-gated enclave of Waterford. Crafted by Stoker Builders from a design by visionary architect Narendra Patel, the custom showplace focuses on the relationship between an artistically conceived residence and the landscape that it inhabits. Soaring barrel ceilings trimmed in natural wood planks, white limestone and wide-plank wood floors, and unending walls of floor-to-ceiling windows and doors blend harmoniously with natural light and water views. Bold rock walls hint at the region's famous Mid-Century Modern heritage, while contemporary appointments and carefully integrated updates make this a home for today and long into the future. An expansive single-level floorplan extends approximately 7,374 square feet and reveals five ensuite bedrooms-each with outdoor access, and eight baths. The great room takes center stage, with clerestory windows, a fireplace, 18' ceiling and a vast wall of disappearing glass pockets doors opening to the backyard and pool views. A separate wet bar, large formal dining room with patio, office with built-in cabinetry and desk, and a casual family room flow easily, catering to upscale and low-key entertaining. The estate's curvilinear walls lend visual drama, and nearly every room offers direct access or views to the outdoors. Like the home's baths, its kitchen was completely reimagined from the ground up to create a more cohesive flow throughout. Chefs will appreciate a double-waterfall island with prep sink, frameless white cabinetry with hidden hardware, a skylight, quartz countertops with full backsplash, circular breakfast nook and top-tier Thermador appliances. Rivaling nearby resorts, the primary suite welcomes beautiful views into a private realm enriched with a sitting area, patio, barrel ceiling, two opulent baths and dual walk-in closets. Powered by 100 solar panels, this uncompromising residence continues to impress with a Control4 home automation system, patinaed metal roof, custom lighting and a three-car garage. The homesite is one of the community's largest at approximately 31,799 s.f., providing generous room for a resort pool and spa surrounded by a virtual palm oasis, private patios, and a main patio for entertaining, complete with a high-end outdoor kitchen. Available for only the second time in its storied history.
Getting Around
Schools
Construction
Condition
- Year built: 2001
Materials
- Roof: Foam
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Disposal,Microwave,Refrigerator,Range Hood,Self Cleaning Oven,Vented Exhaust Fan
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 8
- Full bathrooms: 3
- 3/4 bathrooms: 4
- 1/4 bathrooms: 1
Features
- Wet Bar,Breakfast Bar,Breakfast Area,Separate/Formal Dining Room,High Ceilings,Utility Room,Walk-In Pantry
- Flooring: Carpet,Tile,Wood
- Fireplace features: Gas,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Forced Air,Fireplace(s),Natural Gas,Zoned
- Cooling features: Central Air,Zoned
Interior Area
- Total interior livable area: 7,374 sqft
Kitchen
- Features: Kitchen Island,Remodeled,Updated Kitchen
Pantry
- Features: Walk-In Pantry
Property
Details
- Parcel number: 688320097
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Electric Heat,In Ground,Private
- Patio & porch: Covered
- Spa features: Heated,In Ground,Private
- Fencing: Block
- Has view: Yes
- View description: Hills,Lake,Mountain(s),Pool,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Lot size: 0.73 Acres
- Features: Drip Irrigation/Bubblers,Sprinklers Timer,Sprinkler System,Waterfront
Parking
- Total spaces: 3
- Parking features: Direct Access,Driveway,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Riverside County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $25,156 | $301,872 |
| Home Insurance * | $1,702 | $20,424 |
| Property Taxes | $5,177 | $62,124 |
| Electricity | $1,581 | $18,975 |
| Total | $33,616 | $403,392 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Price change | $4,975,000 |
| 2026-01-21 | Listed for sale | $5,695,000 |
| 2026-01-09 | Listing removed | $5,995,000 |
| 2025-11-25 | Price change | $5,995,000 |
| 2025-08-18 | Listed for sale | $6,300,000 |
| 2023-03-08 | Listing removed | $4,299,000 |
| 2022-03-07 | Sold | $4,289,000 |
| 2022-02-07 | Pending sale | $4,299,000 |
| 2022-01-19 | Contingent | $4,299,000 |
| 2022-01-06 | Listed for sale | $4,299,000 |
| 2019-01-14 | Sold | $2,100,000 |
| 2018-12-24 | Listed for sale | $2,697,000 |
| 2018-12-24 | Pending sale | $2,697,000 |
| 2018-08-22 | Price change | $2,697,000 |
| 2018-03-20 | Price change | $2,997,000 |
| 2018-02-23 | Listed for sale | $3,497,000 |
| 2000-04-14 | Sold | $350,000 |
