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11497 Ridgecrest Dr, Roscoe, IL, 61073

5beds
5baths
3,500sqft
$524,900
$150price/sqft
$4,199/moest. monthly cost
$167,960/yrincome needed

About This Home

Highly sought after Briarcliff Subdivision, Roscoe - Impeccable condition - located in an area of upscale homes - Low Roscoe tax rate - Poplar Roscoe school district - Over 3500 sq.ft. of living area with 5 Bedrooms & 3 full baths & 2 half baths - full walk out exposure - Main floor Master Bedroom with Brazilian hardwood floors, remodeled bath with Jacuzzi tub, double vanity with Quartz countertop, walk in closet - Main floor Office or Den - In-law apartment in walk out lower level with 2nd kitchen, large bedroom, large walk in closet, full bath, fireplace, rec room with lots of natural sunlight - Gleaming hardwood floors in mostly all of 1st & 2nd floor - Spacious Great Room with vaulted ceiling, brick fireplace that reaches to the ceiling with 2 skylights - Second floor with 3 Bedrooms, 1.5 remodeled baths ( Jack & Jill bath ) with Quartz countertops - White kitchen cabinets with panty, desk, island and double oven - stainless steel appliances, refrigerator & dishwasher. Pull downstairs in garage for extra storage. Large treed lot! Don't miss this one!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
Stone Creek SchoolGrades 2-30.4 mi
7/10
Roscoe Middle SchoolGrades 6-81.2 mi
5/10
Hononegah High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Cooktop,Oven
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Second
  • Area: 140
  • Dimensions: 10X14

Bedroom3

  • Level: Second
  • Area: 154
  • Dimensions: 11X14

Bedroom4

  • Level: Second
  • Area: 110
  • Dimensions: 10X11

Bedroom5

  • Level: Basement
  • Area: 270
  • Dimensions: 15X18

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Bonus Room

  • Level: Basement
  • Area: 224
  • Dimensions: 14X16

Dining Room

  • Level: Main
  • Area: 154
  • Dimensions: 11X14

Family Room

  • Level: Main
  • Area: 345
  • Dimensions: 15X23

Features

  • Cathedral Ceiling(s),1st Floor Bedroom,In-Law Floorplan,Walk-In Closet(s)
  • Window features: Skylight(s)
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,500
  • Total interior livable area: 3,500 sqft

Kitchen

  • Level: Main
  • Area: 228
  • Dimensions: 12X19

Kitchen2Nd

  • Level: Basement
  • Area: 135
  • Dimensions: 9X15

Master Bedroom

  • Features: Flooring (Hardwood),Bathroom (Full)
  • Level: Main
  • Area: 225
  • Dimensions: 15X15

Office

  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Recreation Room

  • Level: Basement
  • Area: 480
  • Dimensions: 16X30

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0435177001
  • Special condition: None
  • Other equipment: Water-Softener Owned,Central Vacuum,Sump Pump

Features

  • Stories: 2
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.65 Acres
  • Lot size dimensions: 100X283X100X283

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$279$3,348
Property Taxes $997$11,964
Electricity $269$3,230
Total$4,199$50,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,965/yr
40% on housing$125,970/yr
45% on housing$111,973/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 61073$137
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61073$151
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listing removed$620,000
2026-04-20Listed for sale$620,000
2022-04-29Sold$384,900
2022-04-04Pending sale$369,900
2022-03-29Listed for sale$369,900

For Sale by Agent

AgentMarti LaHood
BrokerageKeller Williams Preferred Rlty

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