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310 Saddle Creek Cir, Roswell, GA, 30076

4beds
3baths
3,320sqft
$674,900
$203price/sqft
$3,985/moest. monthly cost
$159,400/yrincome needed

About This Home

Wonderfully maintained, 4-sided brick ranch home, over a full finished basement, set on 1.2 acres in a quiet cul-de-sac. Welcome to Saddle Creek - a swim/tennis/pickleball/playground community with easy access to Milton, Roswell, Crabapple, and Alpharetta. Inside, you'll find many improvements already completed: updated kitchen with tons of counter space; upgraded primary bath; LVP floors in all 3 upstairs bedrooms; tankless water heater to service the whole house - all covered by a new roof, gutters and soffit replaced just 4-5 years ago! Best of all, there are all new Pella windows and doors that come with a lifetime guarantee! And don't overlook the French drain to divert all rain around the house! The majority of the house has a fresh coat of paint - and most big-ticket items are already done for you! Relax on your front porch under a pergola-style roof and tastefully planted trees & flowers, or retreat to the privacy of the back deck. The lower level offers easy outdoor access, lots of windows/light, and would be a great space for multi-generational living, a teen suite, possibly a movie room, or your very own pool hall. There is a family room complete with a second fireplace; a huge bedroom with full bath and wet bar; another room with private outdoor access; and even more unfinished storage space to complete this terrace level. There are dropped ceilings and updated lighting throughout. Bring your imagination to add outdoor grilling, fire pit, or other entertainment to a backyard that has the perfect blend of open space and mature shade trees. Enjoy watching the deer pass by from your hot tub on the terrace level patio, and take note of the privacy, with barely any views to neighboring houses. Located in the top-rated Sweet Apple Elementary, Elkins Pointe Middle, and Milton High School district. come see the perfect blend of comfort and functionality; this is the place you’ll love to call HOME!

Getting Around

12
WalkingCar-Dependent
0
TransitNo Nearby Transit
6
BikeSomewhat Bikeable

Schools

9/10
8/10
10/10
Milton High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1979

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition,Shingle
  • Construction materials: Brick 4 Sides

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Gas Oven,Gas Range,Disposal,Microwave,Range Hood,Tankless Water Heater,Washer
  • Laundry features: In Kitchen,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Interior Entry,Exterior Entry,Finished,Full,Walk-Out Access

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Separate Dining Room

Features

  • High Ceilings 10 or Greater,Crown Molding,Dry Bar,Double Vanity,Entrance Foyer,High Ceilings 9 ft Lower,High Speed Internet,Recessed Lighting,Vaulted Ceiling(s),Wet Bar,Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Ceramic Tile,Hardwood,Luxury Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Basement,Family Room,Gas Starter,Stone
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 1,500
  • Finished area above ground: 1,820
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric,Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Whole House Fan

Interior Area

  • Total structure area: 3,320
  • Total interior livable area: 3,320 sqft

Kitchen

  • Features: Breakfast Room, Cabinets White, Other Surface Counters, Pantry, View to Family Room

Master Bathroom

  • Features: Double Vanity, Shower Only

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 12 194004390163
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Front Porch,Patio,Rear Porch
  • Exterior features: Private Yard,Rain Gutters,Rear Stairs
  • Spa features: None
  • Fencing: Partial
  • Has view: Yes
  • View description: Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 1.18 Acres
  • Features: Back Yard,Creek On Lot,Cul-De-Sac,Private,Sloped,Wooded

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage,Garage Faces Front,Kitchen Level,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,412$40,944
Home Insurance *$246$2,952
Property Taxes $5$60
Electricity $322$3,870
Total$3,985$47,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,628/yr
40% on housing$119,550/yr
45% on housing$106,266/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 30076$219
Fulton County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 30076$232
Fulton County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$674,900
2026-07-01Price change$689,900
2026-05-29Listed for sale$700,000
2006-02-02Sold$287,000
1999-10-04Sold$177,500

For Sale by Agent

AgentDAVID STONER
BrokerageHomeSmart

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