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437 E Deerfield St, Ontario, CA, 91761

5beds
3baths
3,168sqft
$958,000
$302price/sqft
$6,563/moest. monthly cost
$262,520/yrincome needed

About This Home

This beautiful home in the heart of Ontario! Boasting 5 bedrooms,3 full bathrooms, plus a generous loft, this 3,168 sqft residence offers the perfect blend of function and style on an expansive 7,590 SQFT. lot. Living room is bright and open filled with natural light. kitchen with center island, white cabinets, full tile backsplash, stainless-steel appliances, a lot of storage space. Family room with fireplace. Designed with flexibility in mind, the home features a convenient downstairs bedroom and full bathroom—ideal for guests, multi-generational living, or a private home office. Upstairs has expansive loft, ideal as another family entertainment zone. Primary bedroom with retreat area. Primary bathroom with dual sinks, bathtub and separate shower. NO HOA, LOW TAX. Step outside to a large Maintenance free backyard filled with potentials, open space create the perfect setting for relaxing, entertaining, or building your dream outdoor retreat. EXCLUSIONS: INCLUSIONS:

Getting Around

58
WalkingSomewhat Walkable
23
TransitMinimal Transit
38
BikeSomewhat Bikeable

Schools

9/10
6/10
5/10
Chino High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2001

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Features: Separate Family Room

Features

  • Attic,Walk-In Closet(s)
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,168 sqft

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 1051412060000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: front
  • Pool features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 7,590 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,844$58,128
Home Insurance *$160$1,920
Property Taxes $880$10,560
Electricity $679$8,152
Total$6,563$78,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$225,017/yr
40% on housing$196,890/yr
45% on housing$175,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 91761$285
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 91761$389
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Contingent$958,000
2026-06-12Listed for sale$958,000
2001-12-31Sold$300,500

For Sale by Agent

AgentAllen Chiang
BrokeragePresidential Incorporated

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