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2128 Cluster Ln, Grayson, GA, 30017

5beds
3baths
4,084sqft
$444,900
$109price/sqft
$3,202/moest. monthly cost
$128,080/yrincome needed

About This Home

Welcome to 2128 Cluster Drive in Grayson — located in a sought-after community within a highly desired school district! This spacious 5-bedroom, 3-bathroom ranch on a full finished basement offers the perfect blend of comfort, flexibility, and modern upgrades. Fresh new interior and exterior paint give the home a clean, updated look and outstanding curb appeal, while a brand-new downstairs heat pump provides added comfort and efficiency year-round. Step inside to an open and functional layout featuring stainless steel appliances, sleek black granite countertops, and generous living spaces designed for both everyday living and entertaining. One of the home’s most unique and eye-catching features is the stunning indoor pond, creating a peaceful and luxurious atmosphere that truly sets this property apart. Upstairs, you’ll find a versatile bonus room perfect for a home office, media room, playroom, or flex space to fit your lifestyle. The fully finished basement offers exceptional versatility with its own private master bedroom and master suite, making it ideal for guests, in-laws, or multi-generational living. A convenient kitchenette adds even more functionality, creating a comfortable and private living space. Located close to top-rated schools, shopping, dining, and everything Grayson has to offer, this home combines space, character, and flexibility in one incredible package. Don’t miss your chance to own this beautifully updated and truly one-of-a-kind home in one of the area’s most desirable neighborhoods!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
7/10
McConnell Middle SchoolGrades 6-81.3 mi
7/10
Archer High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1998

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator
  • Laundry features: Main Level,Other

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Open Concept

Features

  • Other,Double Vanity
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Other
  • Number of fireplaces: 1
  • Fireplace features: Masonry
  • Fireplace: Yes
  • Finished area below ground: 1,591
  • Finished area above ground: 2,784
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,084
  • Total interior livable area: 4,084 sqft

Kitchen

  • Features: Cabinets White, Eat-in Kitchen, Stone Counters, View to Family Room

Master Bathroom

  • Features: Separate Tub/Shower, Double Vanity, Soaking Tub

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R5167 136
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Screened,Rear Porch,Covered
  • Exterior features: Lighting
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.59 Acres
  • Features: Rectangular Lot,Other
  • Lot size dimensions: 101x241x100x241

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,249$26,988
Home Insurance *$213$2,556
Property Taxes $344$4,128
Electricity $396$4,761
Total$3,202$38,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,782/yr
40% on housing$96,060/yr
45% on housing$85,386/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 30017$166
Gwinnett County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 30017$173
Gwinnett County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-03Price change$460,000
2026-04-16Listed for sale$470,000
2014-06-25Sold$200,000
2014-03-11Pending sale$209,900
2013-11-04Listed for sale$209,900
1998-12-31Sold$152,000

For Sale by Agent

AgentShaneka McAndrews, Keller Williams Realty Signature Partners, Jeff McAndrews, Keller Williams Realty Signature Partners
BrokerageKeller Williams Realty Signature Partners

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