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77 Iwalani St, Hilo, HI, 96720

3beds
2baths
1,032sqft
$579,000
$561price/sqft
$3,768/moest. monthly cost
$150,720/yrincome needed

About This Home

Move-in ready and conveniently located, this 3-bedroom, 2-bath home offers comfort, location, and investment potential. Inside you'll find two spacious living areas, attractive laminate plank flooring, , roomy bedrooms with good closet space, indoor laundry, and a bright, welcoming kitchen and floor plan. The spacious enclosed patio provides the perfect extension of the living space for entertaining or relaxing year-round. Additional features include a covered two-car carport and a detached storage room with potential for a workshop, hobby room, home office, or extra storage. Situated on a generous 15,150 sq. ft. lot in a convenient Hilo location, this property is just minutes from the University of Hawaiʻi at Hilo, shopping, schools, restaurants, medical facilities, and downtown Hilo. The home is down off Iwalani street with added privacy and mature landscape. Whether you're searching for your next home or a great investment property, this versatile Hilo residence is one you won't want to miss!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
Waiakea Elementary SchoolGrades PK-50.5 mi
6/10
9/10
Waiakea High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1958

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet

Interior Area

  • Total structure area: 1,032
  • Total interior livable area: 1,032 sqft

Property

Details

  • Parcel number: 3240140770000
  • Zoning: RS-15
  • Special condition: Fee Simple,Standard

Features

  • Levels: One
  • Topography of land: Gentle Slope

Lot

  • Lot size: 0.35 Acres
  • Features: See Remarks

Parking

  • Total spaces: 2
  • Parking features: Covered
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$166$1,992
Property Taxes $301$3,612
Electricity $374$4,497
Total$3,768$45,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,188/yr
40% on housing$113,040/yr
45% on housing$100,480/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$561This listing

vs Other Active Listings

Avg $/sqft

ZIP 96720$437
Hawaii County$496

vs Homes Sold Last Month

Median $/sqft

ZIP 96720$466
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$579,000
2026-07-09Listed for sale$649,000
2002-04-25Sold$84,500

For Sale by Agent

AgentSandy Duarte
BrokerageKou Hale Realty LLC

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