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307 S Exchange Street, Aberdeen, WA, 98520

4beds
3baths
2,140sqft
$325,000
$152price/sqft
$2,194/moest. monthly cost
$87,760/yrincome needed

About This Home

Welcome to this beautifully updated 4-bedroom, 3-bath home situated outside the flood zone on a large lot with a generous side yard. The thoughtful floor plan features a main-floor primary suite with an en-suite bathroom and oversized walk-in closet. The spacious kitchen offers white shaker cabinetry, quartz countertops, and an open flow to the living and dining areas. Upstairs includes three large bedrooms and a full bathroom. The finished basement with a separate entrance provides excellent flexibility for additional living space, guests, office use, or storage. Major updates include new plumbing, electrical, roof, sheetrock, flooring, and more.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

3/10
Stevens Elementary SchoolGrades PK-50.8 mi
3/10
3/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1912

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,2 Stories w/Bsmnt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Refrigerator(s)

Basement

  • Has basement: Yes
  • Basement: Daylight

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Bath Off Primary,Dining Room,Pantry
  • Flooring: Vinyl Plank,Carpet

Heating & Cooling

  • Heating features: Wall Furnace,Electric,Pellet
  • Cooling features: None

Interior Area

  • Total structure area: 2,140
  • Total interior livable area: 2,140 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Lower

Other

  • Level: Main

Rec Room

  • Level: Lower

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 021806900100
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Bath Off Primary,Dining Room,Pantry,Walk-In Closet(s)
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 5,998 sqft
  • Features: Paved,Deck,Fenced-Partially,RV Parking

Parking

  • Parking features: Driveway,RV Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Earthquake
    EarthquakeVery High
  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Ice Storm
Inland Flooding

FEMA Declared Disasters in Grays Harbor County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$160$1,920
Property Taxes $242$2,904
Electricity $149$1,793
Total$2,194$26,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,222/yr
40% on housing$65,820/yr
45% on housing$58,506/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 98520$145
Grays Harbor County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 98520$201
Grays Harbor County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$325,000
2026-08-12Listed for sale$325,000
2026-08-06Pending sale$325,000
2026-07-24Price change$325,000
2026-07-06Price change$339,900
2026-06-18Listed for sale$350,000
2025-11-18Sold$90,000
2022-10-24Sold$36,000
2014-09-03Sold$15,000

For Sale by Agent

AgentGreg Fredericksen
BrokerageIntegris Real Estate

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