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520 Sunset Drive, Hoquiam, WA, 98550

4beds
3baths
2,412sqft
$485,000
$201price/sqft
$3,235/moest. monthly cost
$129,400/yrincome needed

About This Home

ASSUMABLE VA LOAN. This spacious 4-bedroom, 2.5-bathroom home is located in the desirable College Hill neighborhood of Hoquiam. The large bedrooms provide plenty of room for relaxation, and the home is situated out of the flood zone for added peace of mind. Enjoy outdoor living on the patio, perfect for entertaining or unwinding. The property includes a two-car garage, a dog kennel, and a new shed. Upgrades and fixes are already done, turn key. A short drive to popular spots like Westport, Ocean Shores, and Seabrook. This home is located in a quiet, friendly neighborhood, this home is a must-see! Don’t miss the opportunity to make it yours!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
3/10
Hoquiam Middle SchoolGrades 6-80.5 mi
3/10
Hoquiam High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Entry
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Lower

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Main

Entry Hall

  • Level: Split

Features

  • Flooring: Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,Radiant,Electric,Propane
  • Cooling features: Ductless,Radiant

Interior Area

  • Total structure area: 2,412
  • Total interior livable area: 2,412 sqft

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 051600501500
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: Split
  • Patio & porch: Fireplace
  • Has view: Yes
  • View description: City,Territorial
  • Topography of land: Sloped
  • Residential vegetation: Brush

Lot

  • Lot size: 0.28 Acres
  • Features: Paved,Patio,Propane,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Attached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Ice Storm

FEMA Declared Disasters in Grays Harbor County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$252$3,024
Property Taxes $367$4,404
Electricity $164$1,979
Total$3,235$38,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,914/yr
40% on housing$97,050/yr
45% on housing$86,266/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 98550$111
Grays Harbor County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 98550$164
Grays Harbor County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-01-09Listed for sale$485,000
2021-06-28Sold$385,000
2021-05-18Pending sale$385,000
2021-05-10Listed for sale$385,000
2017-04-27Sold$207,500

For Sale by Agent

AgentClinton Potter
BrokerageRealty ONE Group All Stars

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