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137 Spruce Loop SW, Ocean Shores, WA, 98569

2beds
1baths
884sqft
$255,000
$288price/sqft
$1,634/moest. monthly cost
$65,360/yrincome needed

About This Home

Fall in love with this DARLING beach cottage just minutes from the shore, Oyhut Resort, and the Community Club! Thoughtfully designed with a fantastic layout, it offers space exactly where you want it — a fabulous great room with seamless living, dining, and kitchen areas that make everyday living and entertaining effortless. The beautiful west-facing front porch is pure magic — a sunny perch overlooking a charming tree-lined street, soon framed by blooming cherry blossoms in your own front yard. Immaculately maintained and truly move-in ready, the roof, siding, and deck have all been recently refreshed for complete peace of mind. Tucked along a quiet residential loop, this sweet retreat backs to a city greenbelt, creating a lush, private backdrop for your spacious, level backyard. There’s even RV hook-ups, tons of parking, and an oversized one-car garage with extra-tall ceilings, utility sink, full laundry, and room for a workshop. Enjoy fitness classes, equipment, and a bay-view indoor pool at the Community Club, or spend your days golfing, boating, and paddling through 23 miles of interconnected freshwater canals. And of course, miles of sandy beach are always waiting. Perfect for full-time living or an easy coastal escape — can you hear the ocean calling?

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
4/10
4/10
North Beach High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1993

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: Northwest Contemporary,1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher(s),Refrigerator(s),Stove(s)/Range(s),Water Heater: Electric,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Laminate,Carpet

Heating & Cooling

  • Heating features: Wall Unit(s),Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 884
  • Total interior livable area: 884 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 093101400300
  • Zoning: Single Family Residential
  • Zoning description: Jurisdiction: City
  • Special condition: Short Sale

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Dbl Pane/Storm Window,Dining Room,Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Brush

Lot

  • Lot size: 6,664 sqft
  • Features: Adjacent to Public Land,Paved,Secluded,Cable TV,Deck,Fenced-Partially,High Speed Internet,Outdoor Fireplace,RV Parking
  • Lot size dimensions: ~100'*70

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Tsunami
    TsunamiVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Tsunami
Inland Flooding
Ice Storm
Coastal Flooding
Winter Weather

FEMA Declared Disasters in Grays Harbor County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$69$828
Property Taxes $127$1,524
Electricity $149$1,793
Total$1,634$19,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,022/yr
40% on housing$49,020/yr
45% on housing$43,573/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 98569$181
Grays Harbor County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 98569$273
Grays Harbor County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-01Listed for sale$255,000
2022-05-04Sold$300,000
2019-06-26Sold$169,000
2019-06-04Pending sale$165,000
2019-04-22Listed for sale$165,000
2005-06-14Sold$122,000

For Sale by Agent

AgentTanya Roberts
BrokerageRealty ONE Group All Stars

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