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684 Lake Island Avenue SE, Ocean Shores, WA, 98569

2beds
2baths
1,365sqft
$409,900
$300price/sqft
$2,545/moest. monthly cost
$101,800/yrincome needed

About This Home

New Elegant Residence at Ocean Shores, Washington! Situated across the street from lakefront estates on the bay side of Shores. This home is near Chinook lakefront park with boat launch, fishing docks and dog park area, our 18-hole golf course or the Weatherwax walking trails. A bit further to ocean beach access and town center for dining and shopping. This top-quality 1,365 sf plan built by Z Brothers Construction, features 2 BR 1.75 BA and a 1-car garage. Enter into the expansive great room with premium vinyl plank flooring and fireplace flanked by built-in shelving. 9' ceilings. Spacious kitchen with gorgeous 3cm Quartz slab countertops, stainless appliances, and large island/breakfast bar. Designated dining area with door leading to the back covered deck. Primary suite with coffered ceiling, custom bead-board wall insert, walk-in closet, door to the back deck and 3/4 ensuite bathroom. Another sun drenched bedroom and full bathroom off the hallway complete the plan. Finished 1-car garage for your toys and plenty of additional RV/boat parking. Mini-split AC/Heat. Plumbed for interior EV. Hot/cold exterior spigot. Full size 8,910 sf parcel. In the Ocean Shores community club~enjoy the Bayshore clubhouse just a couple miles down the way and several club-owned parks scattered about. Ocean Shores also maintains additional waterfront parks throughout the city~launch your watercraft and cruise the 23 miles of fresh interconnecting lakes and canals winding through the peninsula.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
4/10
4/10
North Beach High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Siding,Cement Plank

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: Z Brother LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s)
  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Electric,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,Wall Furnace,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,365
  • Total interior livable area: 1,365 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 094700200300
  • Zoning: R-1
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Fireplace,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 8,908 sqft
  • Features: Paved,Deck,Fenced-Partially
  • Lot size dimensions: 74 x 113 x 76 x 125

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Tsunami
    TsunamiVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Tsunami
Inland Flooding
Ice Storm
Coastal Flooding
Winter Weather

FEMA Declared Disasters in Grays Harbor County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,072$24,864
Home Insurance *$112$1,344
Property Taxes $212$2,544
Electricity $149$1,793
Total$2,545$30,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,257/yr
40% on housing$76,350/yr
45% on housing$67,866/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 98569$180
Grays Harbor County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 98569$273
Grays Harbor County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$409,900
2025-08-13Sold$36,500
2025-08-04Pending sale$43,000
2025-06-21Price change$43,000
2025-05-27Listed for sale$47,000
2018-05-24Sold$14,000
2018-05-12Pending sale$15,000
2018-04-07Listed for sale$15,000
2013-10-31Sold$10,000
2013-10-17Pending sale$10,000
2013-10-10Listed for sale$10,000
2013-06-18Sold$10,000

New Construction

AgentSteven L. Simmons
BrokerageJohn L. Scott Ocean Shores

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