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17 Gray Gables Lane, Hoquiam, WA, 98550

4beds
2baths
1,920sqft
$549,900
$286price/sqft
$3,643/moest. monthly cost
$145,720/yrincome needed

About This Home

Nestled in the gated Grays Gables community just outside Hoquiam, this 1,920 sq ft home on 5.57 acres offers the perfect blend of privacy and coastal living. Featuring 4 bedrooms and 2 bathrooms, the home includes a spacious living room, large dining area, and a 2-car attached garage. Enjoy outdoor living with a back deck ideal for summer entertaining, a garden area, and easy beach access for peaceful waterfront strolls. The property also includes a large shop/barn for added versatility. Recent updates include new laminate flooring, a newer furnace (1.5 years old). Built in 1995, this property is ready to be your private retreat by the water.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Emerson Elementary SchoolGrades PK-15.8 mi
3/10
Hoquiam Middle SchoolGrades 6-85.7 mi
3/10
Hoquiam High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room
  • Flooring: Laminate,Carpet

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 181126420070
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dining Room,Vaulted Ceiling(s),Walk-In Closet(s)
  • Has view: Yes
  • View description: Bay,Ocean,Territorial
  • Has water view: Yes
  • Water view: Bay,Ocean
  • On waterfront: Yes
  • Waterfront features: Bayfront,Saltwater,Sea
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 5.57 Acres
  • Features: Barn,Deck,RV Parking,Shop,Stable

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Grays Harbor County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$285$3,420
Property Taxes $429$5,148
Electricity $149$1,793
Total$3,643$43,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,902/yr
40% on housing$109,290/yr
45% on housing$97,146/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 98550$108
Grays Harbor County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 98550$164
Grays Harbor County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$549,900
2026-04-29Price change$565,000
2026-03-29Listed for sale$575,000
2022-08-11Sold$305,000

For Sale by Agent

AgentAmber Eaton
BrokerageCENTURY 21 Real Estate Center

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