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1040 NORMANDY TRACE ROAD, Tampa, FL, 33602

1beds
1baths
815sqft
$519,900
$638price/sqft
$3,803/moest. monthly cost
$152,120/yrincome needed

About This Home

Welcome home to your Move-in ready, completely turn key 1BR/1BA with 1 car garage condo in the heart of it all on Harbour Island! Rare opportunity to own a condo in one of the only gated neighborhoods in South Tampa, a 24 Hour Gated Community of Island Walk. This Open-concept floor plan has vaulted ceilings in the main area, gorgeous newly updated kitchen with granite counters, stainless steel appliances, stone backsplash, separate dining, and family room flowing seamlessly together perfect for entertaining. Upgrades include BRAND NEW Hurricane Impact WINDOWS and SLIDING doors, soft-close wood shaker cabinets, stone backsplash, brand new paint, new LVP flooring, new dishwasher, new washer/dryer, new carpet on stairs, painted railings, Spacious primary suite features a walk-in closet and plantation shutters; fully remodeled bathroom with glass enclosed shower. Located in prestigious Island Walk community with 2 pools, 2 tennis courts, fitness center, and clubhouse. The HOA also covers water, sewer, concierge trash pickup, pest control, building insurance, and exterior/grounds maintenance, creating a truly LOW-MAINTENANCE LIFESTYLE. Located in A+ Schools, Gorrie, Wilson and Plant. Walkability to Benchmark Arena, Tampa Riverwalk, Sparkman Wharf, Florida Aquarium, and Downtown Tampa, with easy access to the Crosstown Expressway and I-275.

Getting Around

54
WalkingSomewhat Walkable
45
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

10/10
Gorrie Elementary SchoolGrades K-51.2 mi
9/10
Wilson Middle SchoolGrades 6-81.3 mi
8/10
Plant High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: No Closet
  • Level: Second
  • Area: 100
  • Dimensions: 10x10

Features

  • Ceiling Fan(s),High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,PrimaryBedroom Upstairs,Solid Wood Cabinets,Vaulted Ceiling(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 815
  • Total interior livable area: 815 sqft

Kitchen

  • Level: Second
  • Area: 108
  • Dimensions: 9x12

Living Room

  • Level: Second
  • Area: 130
  • Dimensions: 10x13

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 143
  • Dimensions: 11x13

Property

Details

  • Parcel number: A1929195UR00002301040.0
  • Zoning: PD-A
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Balcony,Dog Run,Sidewalk

Lot

  • Lot size: 2 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Guest
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Lightning
Tornado
Heat Wave
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,628$31,536
Home Insurance *$119$1,428
Property Taxes $859$10,308
Electricity $197$2,366
Total$3,803$45,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,388/yr
40% on housing$114,090/yr
45% on housing$101,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$638This listing

vs Other Active Listings

Avg $/sqft

ZIP 33602$408
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33602$337
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$499,900
2026-07-20Listed for sale$519,900
2022-05-11Sold$465,000
2022-04-13Pending sale$450,000
2022-04-13Listed for sale$450,000
2021-01-30Listing removed--
2020-10-25Listing removed$1,795
2020-10-22Listed for rent$1,795
2017-11-09Sold$220,000
2017-05-13Listing removed$1,600
2017-04-11Price change$1,600
2017-03-31Listed for rent$1,700
2014-09-30Sold$139,000
2014-07-09Listed for sale$159,000
2012-08-17Sold$83,000
2011-06-30Listing removed$70,000
2011-06-18Price change$70,000
2011-06-04Price change$80,000
2011-04-24Listed for sale$90,000
2011-02-17Listing removed$90,000
2010-12-25Price change$90,000
2010-12-01Price change$109,900
2010-09-18Price change$93,000
2010-09-10Price change$118,000
2010-08-20Price change$121,000
2010-07-04Listed for sale$122,000
2005-01-20Sold$184,000
2004-10-29Sold$184,000

For Sale by Agent

AgentErin Bunke
BrokerageCOLDWELL BANKER REALTY

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