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1178 Newcastle Ct, Oceanside, CA, 92056

5beds
3baths
2,866sqft
$1,199,000
$418price/sqft
$8,044/moest. monthly cost
$321,760/yrincome needed

About This Home

SOLAR! CUL-DE-SAC! TWO DOWNSTAIRS BEDROOMS WITH FULL BATH! Pride of ownership shines throughout this beautifully maintained home situated on nearly half an acre at the end of a private cul-de-sac with an extra-long driveway, no HOA, and owned solar! Step inside to discover a thoughtfully designed floor plan featuring two downstairs bedrooms and a full bathroom. The updated kitchen is the heart of the home, showcasing quartz countertops, white shaker cabinets, a tiled backsplash, a pantry, and an eat-up breakfast bar that opens to the spacious family room with a cozy fireplace. Upstairs, a generous loft provides additional living space for a game room, media room, or play area. The expansive primary suite is a true retreat with vaulted ceilings, a dual-sided fireplace, ceiling fans, and an adjoining bonus room ideal for a home office, nursery, fitness room, or private sitting area. The remodeled ensuite bathroom features dual sinks, new quartz countertops, updated fixtures and hardware, a separate soaking tub, walk-in shower, and a cedar-lined walk-in closet complete with built-in organizers. Two additional bedrooms and a full bath with updated quartz countertops and new fixtures complete the upstairs. The oversized backyard offers endless possibilities with room to add an ADU, while enjoying a tranquil water feature, fire pit, mature fruit trees including pomegranate, lime, lemon, and a unique fruit salad tree producing multiple citrus varieties. Additional highlights include a 3-car garage with abundant storage cabinets and workbench, artificial turf in the front yard, and central A/C, stamped concrete, and tankless water heater.

Getting Around

15
WalkingCar-Dependent
31
TransitSome Transit
6
BikeSomewhat Bikeable

Schools

9/10
3/10
Roosevelt Middle SchoolGrades 6-80.5 mi
4/10
Vista High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2002

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Bedroom on Main Level,Loft,Primary Suite,Walk-In Closet(s)
  • Flooring: Carpet,Tile
  • Fireplace features: Family Room,Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,866 sqft

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 1587102900
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: front door, garage and backdoor
  • Pool features: None
  • Exterior features: Fire Pit
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.43 Acres
  • Features: Back Yard,Cul-De-Sac

Parking

  • Total spaces: 6
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$214$2,568
Property Taxes $1,154$13,848
Electricity $614$7,374
Total$8,044$96,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$275,794/yr
40% on housing$241,320/yr
45% on housing$214,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$418This listing

vs Other Active Listings

Avg $/sqft

ZIP 92056$414
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92056$535
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$1,199,000
2026-07-29Listed for sale$1,199,000
2016-08-16Sold$598,000
2011-07-08Listing removed$426,900
2011-06-07Listed for sale$426,900
2011-05-12Sold$427,000
2011-03-26Price change$426,900
2011-02-24Listed for sale$469,000
2011-02-22Sold$409,500
2011-01-21Price change$459,000
2010-12-25Listed for sale$465,000
2010-10-22Listing removed$429,000
2010-09-12Price change$429,000
2010-09-03Listed for sale$459,000
2006-03-30Sold$685,000

For Sale by Agent

AgentCorinne Gallagher
BrokerageRealty ONE Group Pacific

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