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2221 Evans Ave, Loves Park, IL, 61111

3beds
1baths
1,768sqft
$226,900
$128price/sqft
$1,851/moest. monthly cost
$74,040/yrincome needed

About This Home

Beautifully remodeled and move-in ready! This charming 3-bedroom, 1-bath home has been thoughtfully updated from top to bottom. Enjoy brand-new flooring, fresh paint throughout, a stunning new kitchen featuring modern cabinetry, and a completely renovated bathroom. The finished basement provides additional living and entertaining space, complete with a cozy bar area. Major mechanical updates include a new air conditioner and new water heater, while the roof is less than 10 years old for added peace of mind. Outside, you'll find a spacious 2.5-car garage offering plenty of storage and parking. This turnkey home is ready for its next owner! Schedule your showing today!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

3/10
5/10
Harlem Middle SchoolGrades 6-81.6 mi
4/10
Harlem High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1963

Materials

  • Roof: Rubber
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove/Cooktop,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom2

  • Level: Main
  • Area: 80

Bedroom3

  • Level: Main
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • L.L. Finished Space,Dry Bar
  • Finished area below ground: 884
  • Finished area above ground: 884

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,768
  • Total interior livable area: 1,768 sqft

Kitchen

  • Level: Main
  • Area: 126

Living Room

  • Level: Main
  • Area: 196

Master Bedroom

  • Level: Main
  • Area: 121

Property

Details

  • Parcel number: 0832278026

Lot

  • Lot size: 8,712 sqft
  • Features: City/Town

Parking

  • Total spaces: 2.5
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,147$13,764
Home Insurance *$138$1,656
Property Taxes $431$5,172
Electricity $135$1,631
Total$1,851$22,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,462/yr
40% on housing$55,530/yr
45% on housing$49,360/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 61111$112
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61111$146
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$226,900
2026-08-03Price change$226,900
2026-07-16Price change$229,900
2026-07-10Listed for sale$234,900

For Sale by Agent

AgentMonica Moran
BrokerageSmart Home Realty

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